6575 18th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6575 18th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,974 sqft · built 1995
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$154,650 (Feb 1996)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-156311`

Property Details

APN / Parcel Number

Primary APN	`03-156311`
Alternative APNs	`3156311` `156311`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,974 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Slab
Porch Area	236 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	156311
Street Address	6575 18TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 90-93 BLK 9 SUMMER CITY
Legal Subdivision	RANDLE CLIFFS
Legal Block	9
Legal Lot Number	90-93
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1014
Census Tract	860402

Owner

6575 18th St is owned and occupied by two individuals who bought it in February 1996.

Source: Calvert County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6575 18TH ST, CHESAPEAKE BEACH, MD 20732-3888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 1996 · Amount on File
Deed Sale	Feb 13, 1996 · Amount on File
Deed Document Number	19961940
Deed Book / Page	848 / 233
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Aug 28, 2026
Property Address	6575 18TH ST, CHESAPEAKE BEACH, MD 20732-3888
Document Number	6958000090
Book / Page	6958 / 90
Instrument Date	Aug 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6575 18TH ST, CHESAPEAKE BEACH, MD 20732-3888

Mortgage

Document Number	6958000090,
Date	Aug 28, 2026
Book Page	6958/90

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 24, 2066

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6575 18TH ST, CHESAPEAKE BEACH, MD 20732-3888
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061760174
Date	Dec 21, 2021
Book Page	6176/174

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6575 18TH ST, CHESAPEAKE BEACH, MD 20732-3888
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062430257
Date	Mar 21, 2022
Book Page	6243/257

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6575 18th St was $3,833.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,000	$368,600 Land $75,000 Building $293,600
2025	$3,833.00
2023	$3,087.00	$297,167	$334,700 Land $75,000 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6575 18th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6575 18th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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