6574 Peniel Rd, Tryon, NC 28782 Property Records

Polk County property record for 6574 Peniel Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,145 sqft · built 1940
Lot Size	22.7 acres (992,732 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jan 2004)
Tax Bill	$7,107 (2026)
Deeds & Mortgages	Mar 2026 Transfer Feb 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P96-158`

Property Details

APN / Parcel Number

Primary APN	`P96-158`
Alternative APN	`31394`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,145 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	992,732 sqft (22.7 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31394
Street Address	6574 PENIEL RD
City	TRYON
State	NC
Zip	28782-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	PENIEL RD, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Legal Tract	A
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

6574 Peniel Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6574 PENIEL RD, TRYON, NC 28782-8829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK
Dec 20, 2024	Intrafamily Transfer, Transfer
Feb 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2004 · Amount on File
Deed Sale	Jan 2, 2004 · Amount on File
Deed Book / Page	309 / 1175
Last Transfer Date	Mar 25, 2026
Transfer Doc	00498/1293
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Mar 27, 2026
Property Address	6574 PENIEL RD, TRYON, NC 28782-8829
Document Number	00498/1293
Book / Page	498 / 1293
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6574 PENIEL ROAD, COLUMBUS, NC 28722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6574 PENIEL ROAD, COLUMBUS, NC 28722

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	6574 PENIEL RD, TRYON, NC 28782-8829
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1594
Date	Feb 14, 2020
Book Page	446/1594

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 20, 2024
Property Address	6574 PENIEL RD, TRYON, NC 28782-8829
Document Number	000489/835
Book / Page	489 / 835
Instrument Date	Dec 18, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6574 PENIEL RD, TRYON, NC 28782-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6574 PENIEL RD, TRYON, NC 28782-8829

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 27, 2020
Property Address	6574 PENIEL RD, TRYON, NC 28782-8829
Document Number	00446/2275
Book / Page	446 / 2275
Instrument Date	Feb 23, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6574 PENIEL RD, COLUMBUS, NC 28722

Tax Assessment & Valuation

The 2026 property tax bill for 6574 Peniel Rd was $7,107.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,107.00	$1,337,530 (-) Land $436,943 Building $900,587	$1,337,530 (-) Land $436,943 Building $900,587
2025	$7,107.00	$1,337,530 Land $436,943 Building $900,587	$1,337,530 Land $436,943 Building $900,587
2023	$6,369.00	$997,963 Land $332,125 Building $665,838
2021			$997,963 Land $332,125 Building $665,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6574 Peniel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6574 Peniel Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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