6572 Handy Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6572 Handy Dr, Milton, FL 32570

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 938 sqft · built 1988
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on File
Tax Bill	$564 (2024)
Deeds & Mortgages	May 2022 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2N-28-0000-00712-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2N-28-0000-00712-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Heated Area
Gross Area	1,058 sqft
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Metal
Construction Type	Wood
Roof Material	Metal
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	1,320 ft deep x 750 ft wide

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Account Number	162N280000007120000
Street Address	6572 HANDY DR
City	MILTON
State	FL
Zip	32570-3231
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2022 COM AT NE CORNER OF SECTION 16 TOWNSHP 2 NORTH RANGE 28 WEST THN S89*42'15W ALONG N SEC LN
Legal Range	28W
Legal Township	02N
Legal Section	16
Legal Subdivision	WEST
Legal Block	10
Legal Lot Number	12 14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1027
Census Tract	10505

Owner

6572 Handy Dr, a mobile home, is owned by an individual who acquired it in March 2025.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2081 CASWELL DR, PENSACOLA, FL 32504-7221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
May 11, 2021	Deed of Trust, Mortgage DONALD M CUMBIE
Feb 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025
Deed Sale	Mar 18, 2025
Prior Sale	May 20, 2022 · Amount on File
Deed Document Number	202511523
Deed Book / Page	4596 / 528
Record Updated	Jun 8, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 20, 2022
Property Address	6572 HANDY DR, MILTON, FL 32570-3231
Document Number	0042860864
Book / Page	4286 / 864
Instrument Date	May 6, 2022
Instrument	202230826
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Tax	$23.10
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6572 HANDY DR, MILTON, FL 32570-3231

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6572 HANDY DR, MILTON, FL 32570-3231
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041161480
Date	May 11, 2021
Book Page	4116/1480
Instrument	202131345

Lender

Name	DONALD M CUMBIE
Type	Private Party
Address	6650 NICHOLS DR, MILTON, FL 32570

Agreement

Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 25, 2021
Property Address	6572 HANDY DR, MILTON, FL 32570-3231
Document Number	0040771522
Book / Page	4077 / 1522
Instrument Date	Feb 19, 2021
Instrument	202112484
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6650 NICHOLS DR, 6650, MILTON, FL 32570-6412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6572 HANDY DR, MILTON, FL 32570-3231

Mortgage

Document Number	0040771519
Date	Feb 25, 2021
Instrument	4077/1519

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$564.00 (+3.3%)	$39,965 (+5.79%) Land $14,000 Building $25,965	$39,965 (+5.79%) Land $14,000 Building $25,965
2023	$546.00 (+7.91%)	$37,779 (+11.27%) Land $14,000 Building $23,779	$37,779 (+11.27%) Land $14,000 Building $23,779
2022	$506.00	$33,952	$33,952 Land $14,000 Building $19,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6572 Handy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6572 Handy Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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