6572 12th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6572 12th St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,052 sqft · built 1995
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2022)
Tax Bill$3,869 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-156354

Property Details

APN / Parcel Number

Primary APN03-156354
Alternative APNs
  • 3156354
  • 156354

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,052 sqft Total Area
Basement Area816 sqft
Finished Basement816 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number156354
Street Address6572 12TH ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-3730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLTS 11-14 BLK 14 SUMMER CITY
Legal SubdivisionSUMMER CITY
Legal Block14
Legal Lot Number11-14
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1017
Census Tract860402

Owner

6572 12th St is owned and occupied by two individuals who bought it in August 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6572 12TH ST, CHESAPEAKE BEACH, MD 20732-3730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on File
Deed SaleAug 3, 2022 · Amount on File
Prior SaleJun 10, 2004 · Amount on File
Deed Book / Page6323 / 326
Transfer Doc0000971691
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 3, 2022
Property Address6572 12TH ST, CHESAPEAKE BEACH, MD 20732-3730
Document Number0063230326
Book / Page6323 / 326
Map ReferenceLB GWD 9 FO 149
Instrument DateJul 15, 2022
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6572 12TH ST, 6572, CHESAPEAKE BEACH, MD 20732-3730

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6572 12TH ST, CHESAPEAKE BEACH, MD 20732-3730

Mortgage

Document Number0006323331
DateAug 3, 2022
Instrument6323/331
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6572 12th St was $3,869.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,067 (+5.64%)$395,200 (+16.92%) Land $75,000 Building $320,200
2025$3,869.00$338,000 Land $75,000 Building $263,000$338,000 Land $75,000 Building $263,000
2023$3,049.00$293,533$338,000 Land $75,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6572 12th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims9 (1981–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6572 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 12th St

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