Osceola County property record for 6570 Bay Shore Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,894 sqft · built 1974 |
| Lot Size | 0.505 acres (21,997 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-31-2595-0001-0950 |
| Primary APN | 13-26-31-2595-0001-0950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 1,503 sqft |
| Upper Floors Area | 391 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,997 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 544 sqft |
| Deck Area | 431 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6570 BAY SHORE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | BAY LAKES EST PB 2 PG 86 & 87 LOT 95 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | BAY LAKE ESTATES |
| Legal Tract | 2595 |
| Legal Block | 950 |
| Legal Lot Number | 95 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
6570 Bay Shore Dr is owned and occupied by two individuals who acquired it in October 2015.
Source: Osceola County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6570 BAY SHORE DR, SAINT CLOUD, FL 34771-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2015 |
| Transfer Doc | 0048650446 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 6570 Bay Shore Dr was $4,844 with a homeowner's exemption, up 2.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (+2.65%) Homeowner's exemption | $339,100 Land $57,400 Building $281,700 | $339,100 Land $57,400 Building $281,700 |
| 2024 | $4,719.00 (+86.97%) | ||
| 2023 | $2,524.00 (+4.77%) Homeowner's exemption | $176,422 (+3%) | $306,400 (+14.07%) Land $57,400 Building $249,000 |
| 2022 | $2,409.00 Homeowner's exemption | $171,284 | $268,600 Land $56,900 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6570 Bay Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6570 Bay Shore Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures