657 Windsor Dr, #2D, Fox Lake, IL 60020 Property Records

Lake County property record for 657 Windsor Dr, #2D, Fox Lake, IL 60020

Property Summary

Property Type	Condominium
Details	1 ba · 1,036 sqft · built 2004
Lot Size	0.001 acres (36 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Apr 2022)
Tax Bill	$3,208 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-15-108-063`

Property Details

APN / Parcel Number

Primary APN	`05-15-108-063`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,366 sqft
1st Floor Area	1,036 sqft
Upper Floors Area	1,036 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	36 sqft (0.001 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	657 WINDSOR DR, 2D
City	FOX LAKE
State	IL
Zip	60020-1957
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FOXRIDGE SUB; BUILDING 2 UNIT D & .482 % INT OF COMMON ELEME NTS IN CARRIAGE HOMES OF FOXRIDGE CONDOMINIUM PER DOCS 56607 11, 5695169,5760705,5785859,5864021,5878826 PT LOT 9
Legal Subdivision	FOXRIDGE SUB
Legal Lot Number	9
Legal Unit	D
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1039
Census Tract	860903

Owner

657 Windsor Dr, #2D is owned and occupied by an individual who bought it in April 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	657 WINDSOR DR, FOX LAKE, IL 60020-1957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	20227899158
Prior Transfer Date	Aug 21, 2013
Prior Transfer Doc	0007042997
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 26, 2022
Property Address	657 WINDSOR DR, FOX LAKE, IL 60020-1957
Document Number	0007899158
Map Reference	DOC 4761995
Instrument Date	Apr 13, 2022
Instrument	7899158
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 WINDSOR DR # 2D, 2D, FOX LAKE, IL 60020-1957
Investor	Possibly a Property Investor

Mortgage

Document Number	0007899159
Date	Apr 26, 2022
Instrument	7899159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate	3.75%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 6, 2018
Property Address	657 WINDSOR DR # 2D, 2D, FOX LAKE, IL 60020-1957
Document Number	0007530003
Map Reference	DOC4761995
Instrument Date	Nov 30, 2018
Instrument	7530003
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 WINDSOR DR # 2D, 2D, FOX LAKE, IL 60020-1957

Mortgage

Document Number	0007530004
Date	Dec 6, 2018
Instrument	7530004

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,648 Land $7,154 Building $47,494	$163,960 Land $21,464 Building $142,496
2024	$3,208.00 (-4.38%)
2023	$3,355.00 (+14.23%)	$47,677 (+13%) Land $6,241 Building $41,436	$143,045 (+13%) Land $18,725 Building $124,320
2022	$2,937.00	$42,192 Land $4,009 Building $38,183	$126,588 Land $12,028 Building $114,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Windsor Dr, #2D in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, May 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 657 Windsor Dr, #2D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX LAKE serves 11,780 people · EPA ID IL0970200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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