Madison County property record for 657 Waterloo Rd, Whitehall, MT 59759 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2017 |
| Square Footage | 2,842 sqft Living Area |
| Lot Size | 881,654 sqft (20.2 acres) |
| Last Sale | $1,246,875 (2025) |
| Tax Bill | $2,271.00 (2025) |
Source: Madison County records · APN R2512095
Assessment roll updated September 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2133 E SCENIC OAKS CV, SANDY, UT 84092-4763 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| May 22, 2018 | Intrafamily Transfer, Transfer FIRST COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Prior Sale | Mar 13, 2025 |
| Deed Doc Number | 2025221786 |
| Prior Transfer Date | Mar 10, 2025 |
| Prior Transfer Doc | 0000219054 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MT |
| Recording Date | Sep 05, 2025 |
| Property Address | 657 WATERLOO RD, WHITEHALL, MT 59759-9527 |
| Document Number | 0000221786 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 221786 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, FLYING S TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2133 E SCENIC OAKS CV, SANDY, UT 84092-4763 |
| Document Number | 0000221787 |
|---|---|
| Date | Sep 05, 2025 |
| Instrument | 221787 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MT |
| Recording Date | May 22, 2018 |
| Property Address | 657 WATERLOO RD, WHITEHALL, MT 59759-9527 |
| Document Number | 000000177978 |
| Instrument Date | May 17, 2018 |
| Instrument | 000000177978 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 WATERLOO RD, WHITEHALL, MT 59759-9527 |
| Document Number | 000000177979 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 000000177979 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
Source: Madison County records · Assessment roll updated September 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Madison County |
| Elementary School District | Whitehall Elementary School District (PK - 08) |
| Secondary School District | Whitehall High School District (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (-20.57%) | $645,905 (+13.54%) | $645,905 (+13.54%) Land $95,455 Building $550,450 |
| 2023 | $2,859.00 | $568,863 | $568,863 Land $113,893 Building $454,970 |
Source: FEMA National Flood Hazard Layer, Madison County (30057C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 47% of the US · above 23% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R2512095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,842 sqft Living Area |
| 1st Floor | 1,786 sqft 1st Floor |
| 2nd Floor | 1,056 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 881,654 sqft (20.2 acres) |
| Shed | 1 Shed |
|---|---|
| Porch Area | 182 sqft Porch |
| Topography | Rolling Topography |
| Lean-To | Lean-To |
| Pole Structure | 888 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0025003100 |
|---|---|
| Street Address | 657 WATERLOO RD |
| City | WHITEHALL |
| State | MT |
| Zip | 59759-9527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | S14, T01 S, R05 W, C.O.S. 7/2320 BA, PARCEL 1B, ACRES 20.24, COS 7/2368BA |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 14 |
| Jurisdiction | MADISON MT |
| Minor Civil Division | TWIN BRIDGES |
| Census Blockgroup | 1 |
| Census Block | 1056 |
| Census Tract | 200 |
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