San Diego County property record for 657 Water View Ln, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1977 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Jul 1991) |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 586-283-19-00 |
| Primary APN | 586-283-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 5,500 sqft (0.126 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 657 WATER VIEW LN |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 101 TR 008225 |
| Legal Subdivision | BONITA GRANDE |
| Legal Tract | 008225 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3214 |
657 Water View Ln is owned and occupied by two individuals who bought it in July 1991.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1991 · Amount on File |
| Deed Sale | Jul 30, 1991 · Amount on File |
| Deed Document Number | 1991376426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Document Number | 0000339667 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-0339667 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Document Number | 0000146009 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023-0146009 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 657 WATER VIEW LN, SPRING VALLEY, CA 91977-6323 |
| Document Number | 0000038491 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0038491 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 657 Water View Ln was $2,021 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $283,150 (+2%) Land $103,589 Building $179,561 | |
| 2025 | $2,021.00 | $277,599 Land $101,558 Building $176,041 |
| 2023 | $1,912.00 (-1.6%) | $266,821 Land $97,615 Building $169,206 |
| 2022 | $1,943.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 657 Water View Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Water View Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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