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657 Van Horn Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 657 Van Horn Rd, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,642 sqft · built 1970
Lot Size1.05 acres (45,738 sqft)
OwnerCompany Name on File
Tax Bill$10,183 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN514-350-19-00

Property Details

APN / Parcel Number

Primary APN514-350-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,642 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area45,738 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address657 VAN HORN RD
CityEL CAJON
StateCA
Zip92019-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 18-16-1E LOT 1 DOC19635REC69 IN
Legal Range01E
Legal Township16
Legal Section18
Legal SubdivisionSAN DIEGO
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15405

Owner

657 Van Horn Rd is owned by a company that acquired it in October 2007 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address657 VAN HORN RD, EL CAJON, CA 92019-3513
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 10, 2007
Transfer Doc0000666919
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 VAN HORN RD, EL CAJON, CA 92019-3513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412283
DateJul 28, 2020
Instrument2020-0412283
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 VAN HORN RD, EL CAJON, CA 92019-3513
Document Number0000175409
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedMay 8, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 VAN HORN RD EL CAJON CA 920193513, EL CAJON, CA 92019-3513

Mortgage

Document Number0000175409
DateMay 2, 2018
Instrument175409
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 657 Van Horn Rd was $10,183 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$890,913 (+2%) Land $295,449 Building $595,464
2025$10,183.00 Homeowner's exemption$873,445 Land $289,656 Building $583,789
2023$9,980.00 (+1.6%) Homeowner's exemption$839,530 Land $278,409 Building $561,121
2022$9,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Van Horn Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Van Horn Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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