657 Upper Rd, Kohler, WI 53044 Property Records

Sheboygan County property record for 657 Upper Rd, Kohler, WI 53044

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,986 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`V6688700`

Property Details

APN / Parcel Number

Primary APN	`V6688700`
Alternative APN	`59141688700`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	657 UPPER RD
City	KOHLER
State	WI
Zip	53044-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST 3 PLAT OF BLK 4 LOT 32 BLK 4
Legal Range	23E
Legal Township	15N
Legal Section	30
Legal Subdivision	KOHLER BL 4 WEST 3 SUB
Legal Block	4
Legal Lot Number	32
Jurisdiction	SHEBOYGAN WI
Township / Civil Division	KOHLER
Census Block Group	2
Census Block	2055
Census Tract	10700

Owner

Source: Sheboygan County records · APN V6688700

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	657 UPPER RD, KOHLER, WI 53044-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEBOYGAN WI
Property Address	657 UPPER RD, KOHLER, WI 53044-1456
Document Number	0002056713
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	657 UPPER RD KOHLER WI 530441456, KOHLER, WI 53044-1456

Mortgage

Document Number	0002056713
Date	May 18, 2018
Instrument	2056713

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sheboygan County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sheboygan County
Municipality	Kohler Village
Unified School District	Kohler School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (+3.1%) Homeowner's exemption	$308,500 (-) Land $53,000 Building $255,500	$405,000 (+17.94%)
2023	$4,836.00	$308,500 Land $53,000 Building $255,500	$343,400 Land $58,996 Building $284,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sheboygan County (55117C), updated August 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551170107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 102 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	KOHLER WATERWORKS serves 2,271 people
Water Source	Purchased surface water from SHEBOYGAN WATER UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.