657 Twinleaf Dr, Bakersfield, CA 93308 Property Records

Kern County property record for 657 Twinleaf Dr, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,406 sqft · built 1988
Lot Size	0.117 acres (5,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 1997)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`491-081-03-00-0`

Property Details

APN / Parcel Number

Primary APN	`491-081-03-00-0`
Alternative APNs	`491-081-03-0` `4910810300` `49108103`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	703 sqft
2nd Floor Area	703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	5,115 sqft (0.117 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	491081030
Street Address	657 TWINLEAF DR
City	BAKERSFIELD
State	CA
Zip	93308-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4924 , BLOCK A , LOT 3
Legal Subdivision	4924 #A
Legal Tract	4924
Legal Block	A
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1010
Census Tract	105

Owner

Source: Kern County records, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 1997 · Amount on Record
Deed Sale	Aug 7, 1997 · Amount on Record
Prior Sale	May 5, 1997 · Amount on Record
Deed Document Number	1997102819
Prior Transfer Date	Feb 11, 1994
Prior Transfer Doc	0069940801
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604

Mortgage

Document Number	0000100543
Date	May 27, 2021
Instrument	221100543

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE BAKERSFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066711
Date	May 28, 2020
Instrument	220066711

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 TWINLEAF DR, BAKERSFIELD, CA 93308-5604

Mortgage

Document Number	0000017415
Date	Feb 2, 2022
Instrument	222017415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Standard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,058.00 (+3.03%) Homeowner's exemption	$158,048 (+4.04%) Land $35,114 Building $122,934
2024	$2,968.00 (+3.49%)
2023	$2,868.00 (+3.39%) Homeowner's exemption	$151,912 Land $33,751 Building $118,161
2022	$2,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, GeoLinks, Verizon.

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