657 Thoreau Dr, Elgin, IL 60120 Property Records

Cook County property record for 657 Thoreau Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,019 sqft · built 1985
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Tax Bill	$4,873 (2023)
Flood Zone	Zone X (minimal risk)
APN	`06-20-106-024`

Property Details

APN / Parcel Number

Primary APN	`06-20-106-024`
Alternative APN	`06-20-106-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,019 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	657 THOREAU DR
City	ELGIN
State	IL
Zip	60120-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT1) A SUB OF PT OF SEC 20-41-09
Legal Range	09E
Legal Township	41N
Legal Section	20
Legal Subdivision	SUMMERHILL UNIT1
Legal Lot Number	47
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2017
Census Tract	804406

Owner

Source: Cook County records · APN 06-20-106-024

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	657 THOREAU DR, ELGIN, IL 60120-8128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+25.01%) Land $5,005 Building $24,995	$300,000 (+25.01%) Land $50,050 Building $249,950
2023	$4,873.00 (-2.36%)
2022	$4,991.00 Homeowner's exemption Senior Citizen's exemption	$23,999 Land $4,647 Building $19,352	$239,990 Land $46,470 Building $193,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Opiquad Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 307 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.