657 Thomas St, Copperas Cove, TX 76522 Property Records

Coryell County property record for 657 Thomas St, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,643 sqft · built 2010
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$382,900 (Aug 2017)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-29-40-4280

Property Details

APN / Parcel Number

Primary APN1-29-40-4280
Alternative APN
  • 144797

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,643 sqft Living Area
Gross Area3,387 sqft
1st Floor Area2,643 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area33,106 sqft (0.76 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area567 sqft
PorchOpen Porch
Porch Area615 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address657 THOMAS ST
CityCOPPERAS COVE
StateTX
Zip76522-7797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEWBERRY RIDGE, BLOCK 1, LOT 15, ACRES .76
Legal SubdivisionDEWBERRY RIDGE
Legal Tract15
Legal Block1
Legal Lot Number15
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1004
Census Tract10604

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address657 THOMAS ST, COPPERAS COVE, TX 76522-7797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · VA Mortgage
1ST RATE HOME MORTGAGE INC
Apr 30, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 3, 2017Vendor's Lien, Transfer · VA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleOct 5, 2010 · Amount on Record
Deed Document Number2017299816
Prior Transfer DateMay 3, 2010
Prior Transfer Doc0000236435
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address657 THOMAS ST, COPPERAS COVE, TX 76522-7797
Transaction TypeMortgage
Record UpdatedSep 2, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000337834
DateMay 6, 2021
Instrument337834
Lender
Name1ST RATE HOME MORTGAGE INC
TypeMortgage Company
AddressTEMPE, AZ 85283
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address657 THOMAS ST, COPPERAS COVE, TX 76522-7797
Transaction TypeMortgage
Record UpdatedSep 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000325901
DateApr 30, 2020
Instrument325901
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

August 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateAug 3, 2017
Property Address657 THOMAS ST, COPPERAS COVE, TX 76522-7797
Document Number0000299816
Map ReferenceCAB B SL 641
Instrument DateJul 31, 2017
Instrument299816
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 THOMAS ST, COPPERAS COVE, TX 76522-7797

Mortgage

Document Number0000299817
DateAug 3, 2017
Instrument299817
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$476,339 (-1.32%)$492,520 (+2.03%) Land $50,000 Building $442,520
2023$482,730 Land $50,000 Building $432,730$482,730 Land $50,000 Building $432,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2007–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 55% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Altitude ISP
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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