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657 SW Cleveland Ave, Stuart, FL 34994 Property Records

Martin County property record for 657 SW Cleveland Ave, Stuart, FL 34994

Property Summary

Property TypeTriplex
Details1 bd · 3 ba · 1,417 sqft · built 1957
Lot Size0.168 acres (7,318 sqft)
Owner2 Individual Names on File
Last Sale$679,000 (Aug 2026)
Tax Bill$10,928 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-38-41-001-000-0092.0-9-0000

Property Details

APN / Parcel Number

Primary APN05-38-41-001-000-0092.0-9-0000
Alternative APNs
  • 05-38-41-001-000-00920-9
  • 538410010000092090000
  • 22196

Interior

Bedrooms1 Bed
Full Baths3 Baths
Total Rooms8 Rooms
Units9 Units
Stories1 Story
Building Area1,417 sqft Living Area
Gross Area1,480 sqft
1st Floor Area1,417 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1985
Architectural StyleTriplex
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.168 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area63 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22196
Street Address657 SW CLEVELAND AVE
CitySTUART
StateFL
Zip34994-2805
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR3
Legal DescriptionBESSEY ADDN LOT 92
Legal Range41E
Legal Township38S
Legal Section5
Legal SubdivisionBESSEY ADDITION
Legal Block1
Legal Lot Number92
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1006
Census Tract701

Owner

657 SW Cleveland Ave, a triplex, is owned and occupied by two individuals who bought it in August 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address657 SW CLEVELAND AVE, STUART, FL 34994-2805
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Warranty Deed, Transfer · VA Mortgage
USAA FSB
Oct 14, 2021Warranty Deed, Transfer
HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2026 · Amount on File
Deed SaleAug 31, 2026 · Amount on File
Prior SaleOct 14, 2021 · Amount on File
Deed Document Number20263202968
Deed Book / Page3587 / 2721
Prior Transfer DateNov 19, 2008
Prior Transfer Doc0002116851
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 31, 2026
Property Address657 SW CLEVELAND AVE, STUART, FL 34994-2805
Document Number0003202968
Book / Page3587 / 2721
Instrument DateAug 28, 2026
Instrument20263202968
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$480,053.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 SW CLEVELAND AVE, STUART, FL 34994-2805

Mortgage

Document Number0003202969,
DateAug 31, 2026
Instrument20263202969
Lender
NameUSAA FSB
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 14, 2021
Property Address657 SW CLEVELAND AVE, STUART, FL 34994-2805
Document Number0032640411
Book / Page3264 / 411
Map ReferenceMB 2 PG 14
Instrument DateOct 12, 2021
Instrument2920111
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$4,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address418 E INTERCOASTAL DR, 418, OCEAN BREEZE, FL 34957-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 AULT RD STE 216, 216, SIGNAL MOUNTAIN, TN 37377-3155

Tax Assessment & Valuation

The 2025 property tax bill for 657 SW Cleveland Ave was $10,928, up 18% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,928.00 (+18.04%)$550,078$779,690 Land $250,000 Building $529,690
2024$9,258.00 (+9.17%)
2023$8,480.00 (+9.75%)$454,610 (+9.96%) Land $250,000 Building $204,610$454,610 (+9.96%) Land $250,000 Building $204,610
2022$7,727.00$413,430 Land $230,000 Building $183,430$413,430 Land $230,000 Building $183,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 SW Cleveland Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 units insured
incl. 32 condo units
Nearby Flood Claims3 (2014–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 657 SW Cleveland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream, Hotwire Communications.

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