Gilmer County property record for 657 Summit Ln, Ellijay, GA 30540
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,236 sqft · built 2022 |
| Lot Size | 0.473 acres (20,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Sep 2026) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3068O 027 |
| Primary APN | 3068O 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Heated Area |
| 1st Floor Area | 1,236 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,619 sqft (0.473 acres) |
| Porch | Slab |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18818 |
|---|---|
| Street Address | 657 SUMMIT LN |
| City | ELLIJAY |
| State | GA |
| Zip | 30540-8918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 369 PH 3 BVR LKE |
| Legal Subdivision | BEAVER LAKE |
| Legal Phase | 3 |
| Legal Lot Number | 369 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 80402 |
657 Summit Ln is owned and occupied by an individual who bought it in September 2026.
Source: Gilmer County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 SUMMIT LN, ELLIJAY, GA 30540-8918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE |
| Feb 12, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Feb 12, 2021 · Amount on File |
| Deed Book / Page | 2888 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Sep 3, 2026 |
| Property Address | 657 SUMMIT LN, ELLIJAY, GA 30540-8918 |
| Document Number | 2888000143 |
| Book / Page | 2888 / 143 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 SUMMIT LN, ELLIJAY, GA 30540-8918 |
| Document Number | 2888000146, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 2888/146 |
| Name | CORNERSTONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Feb 12, 2021 |
| Property Address | 657 SUMMIT LN, ELLIJAY, GA 30540-8918 |
| Document Number | 002344/410 |
| Book / Page | 2344 / 410 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-000580 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4517 N UBER ST, PHILADELPHIA, PA 19140-1009 |
The 2025 property tax bill for 657 Summit Ln was $2,178.
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 | $141,000 Land $3,480 Building $137,520 | $352,500 Land $8,700 Building $343,800 |
| 2023 | $984.00 | $61,560 Land $2,920 Building $58,640 | $153,900 Land $7,300 Building $146,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 657 Summit Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Most Recent Claim | Mar 2021 · Severe Storms And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Summit Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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