657 Stonegate Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 657 Stonegate Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Lot Size	0.02 acres (899 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Jan 2026)
Tax Bill	$4,123 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-326-151`

Property Details

APN / Parcel Number

Primary APN	`06-20-326-151`

Exterior

Lot Area	899 sqft (0.02 acres)

Location & Zoning

Account Number	0620326151
Street Address	657 STONEGATE DR
City	SYCAMORE
State	IL
Zip	60178-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DWELLING PARCE 21-6 -ASSESSMENT PLAT OF LOT 21 STONEGATE AT HERON CREEK PHASE THREE
Legal Subdivision	STONEGATE AT HERON CREEK
Legal Phase	3
Legal Lot Number	21
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3055
Census Tract	402

Owner

657 Stonegate Dr is owned and occupied by an individual who bought it in January 2026.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	657 STONEGATE DR, SYCAMORE, IL 60178-8943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 19, 2025	Warranty Deed, Transfer
Jul 24, 2019	Deed of Trust, Mortgage ROCKFORD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Deed Document Number	2026267
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 12, 2026
Property Address	657 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000000267
Instrument Date	Dec 24, 2025
Instrument	2026000267
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7171 W 95TH ST # ST501, ST501, OVERLAND PARK, KS 66212-2283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 STONEGATE DR, SYCAMORE, IL 60178-8943

Mortgage

Document Number	0000000268
Date	Jan 12, 2026
Instrument	2026000268

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 19, 2025
Property Address	657 STONEGATE DR, SYCAMORE, IL 60178-8943
Document Number	0000009305
Instrument Date	Nov 18, 2025
Instrument	2025009305
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5307 JACKIES CT, LOVES PARK, IL 61111-3446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7171 W 95TH ST STE 501, 501, OVERLAND PARK, KS 66212-2254

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	STONEGATE DR, SYCAMORE, IL 60178
Document Number	0000006558
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2815 HAMSON WAY BELVIDERE IL 610089523, BELVIDERE, IL 61008-9523

Mortgage

Document Number	0000006558
Date	Jul 29, 2019
Instrument	6558

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61110-0248

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2024

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,746 (+6.36%) Land $12,934 Building $39,812	$158,238 (+6.36%) Land $38,802 Building $119,436
2024	$4,123.00	$49,592 (+9.51%) Land $12,161 Building $37,431	$148,776 (+9.51%) Land $36,483 Building $112,293
2023		$45,285 Land $11,105 Building $34,180	$135,855 Land $33,315 Building $102,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Stonegate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 657 Stonegate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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