Monroe County and Wheatland Town property record for 657 State St, Mumford, NY 14511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1953 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Nov 2015) |
| Tax Bill | $5,531 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265689 208.12-1-48 |
| Primary APN | 265689 208.12-1-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 576 sqft |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 424 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02177500000 |
|---|---|
| Street Address | 657 STATE ST |
| City | MUMFORD |
| State | NY |
| Zip | 14511-9859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0025- 1-01 |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 14700 |
Source: Monroe County and Wheatland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 657 STATE ST, MUMFORD, NY 14511-9859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2015 · Amount on Record |
| Deed Sale | Nov 4, 2015 · Amount on Record |
| Deed Document Number | 2015372 |
| Deed Book / Page | 11614 / 482 |
| Prior Transfer Date | Aug 7, 2015 |
| Prior Transfer Doc | 0000000515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 657 STATE ST, MUMFORD, NY 14511-9859 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000004 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 30316/432 |
| Instrument | 202306060004 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Wheatland Town |
| Unified School District | Caledonia-Mumford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,531.00 (+1.08%) | ||
| 2025 | $5,472.00 (+90.66%) | $151,300 (-) Land $24,800 Building $126,500 | $222,500 (+16.19%) Land $36,471 Building $186,029 |
| 2023 | $151,300 (+9.4%) Land $24,800 Building $126,500 | $191,500 (+9.37%) Land $31,389 Building $160,111 | |
| 2022 | $138,300 Land $24,800 Building $113,500 | $175,100 Land $31,399 Building $143,701 | |
| 2021 | $2,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013 |
|---|---|
| Water Source | Purchased surface water from MCWA |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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