Huron County property record for 657 State St, Harbor Beach, MI 48441
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,850 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-612-003-00 |
| Primary APN | 52-612-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 1,560 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 657 STATE ST |
|---|---|
| City | HARBOR BEACH |
| State | MI |
| Zip | 48441-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12, TOWN 16, RANGE 15. COM AT NW COR OF SEC TH S 04 DEG 06' 30 W 1677.17' ALG W SEC L TH S 85 DEG 43' E 885.89' TH S 04 D |
| Legal Range | 15 |
| Legal Township | 16 |
| Legal Section | 12 |
| Jurisdiction | HURON MI |
| Township / Civil Division | HARBOR BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 951200 |
657 State St is owned and occupied by an individual.
Source: Huron County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 STATE ST, HARBOR BEACH, MI 48441-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 657 State St was $1,850.
Source: Huron County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Huron County |
| Municipality | Harbor Beach City |
| Unified School District | Harbor Beach Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,200 (-3.93%) | $156,400 (-3.93%) | |
| 2025 | $1,850.00 Homeowner's exemption | $81,400 | $162,800 |
| 2023 | $1,629.00 | $59,800 | $119,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 657 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARBOR BEACH serves 1,604 people · EPA ID MI0003000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Air Advantage.
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