Lehigh County property record for 657 Spruce St, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,771 sqft · built 1956 |
| Lot Size | 0.378 acres (16,477 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $146,000 (May 1997) |
| Tax Bill | $10,393 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 549426773892-1 |
| Primary APN | 549426773892-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Base Area |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 16,477 sqft |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | A549426773892 1 |
|---|---|
| Street Address | 657 SPRUCE ST |
| City | EMMAUS |
| State | PA |
| Zip | 18049-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L |
| Legal Description | LOTS: 003 |
| Legal Subdivision | JOHN J MONDIN |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | EMMAUS |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 6600 |
The current owner of 657 Spruce St bought it in May 1997.
Source: Lehigh County records, as of March 19, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 657 SPRUCE ST, EMMAUS, PA 18049-2137 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 1997 · Amount on File |
| Deed Sale | May 22, 1997 · Amount on File |
| Deed Document Number | 0015850542 |
| Deed Book / Page | 1585 / 0542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 657 SPRUCE ST, EMMAUS, PA 18049-2137 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009818 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022009818 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 657 Spruce St was $10,393.
Source: Lehigh County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| Municipality | Emmaus Borough |
| Unified School District | East Penn School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,393.00 | $286,600 Land $45,000 Building $241,600 | |
| 2024 | $9,247.00 | $286,600 Land $45,000 Building $241,600 | |
| 2013 | $286,600 Land $45,000 Building $241,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMMAUS BOROUGH PUBLIC WATER serves 14,000 people · EPA ID PA3390032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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