657 Spruce Ln, La Pointe, WI 54850 Property Records

Ashland County property record for 657 Spruce Ln, La Pointe, WI 54850

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Oct 2023)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2023 Sale & Mortgage + 2 more
APN	`014-00003-1300`

Property Details

APN / Parcel Number

Primary APN	`014-00003-1300`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	657 SPRUCE LN
City	LA POINTE
State	WI
Zip	54850-8500
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PART OF GOVT LOT 2 DESC IN DOC #369136 SEC. 5 T49N R3W & A INTEREST IN #3.0700
Legal Range	03W
Legal Township	49N
Legal Section	05
Legal Subdivision	TOWN OF LAPOINTE
Legal Lot Number	2
Jurisdiction	ASHLAND WI
Township / Civil Division	LA POINTE
Census Block Group	1
Census Block	1022
Census Tract	950800

Owner

Source: Ashland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4144 SALEM AVE, MINNEAPOLIS, MN 55416-3239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE CO IN
Oct 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FCU
Apr 11, 2022	Beneficiary Deed, Transfer
Feb 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	2023363238
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Oct 31, 2025
Property Address	657 SPRUCE LN, LA POINTE, WI 54850-8500
Document Number	0000369136
Instrument Date	Oct 31, 2025
Instrument	369136
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE CO IN

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 SALEM AVE, SAINT LOUIS PARK, MN 55416-3239

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Oct 18, 2023
Property Address	657 SPRUCE LN, LA POINTE, WI 54850-8500
Document Number	0000363238
Instrument Date	Oct 16, 2023
Instrument	363238
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUMMER ST APT B, B, BUFFALO, NY 14222-2601

Mortgage

Document Number	0000363239
Date	Oct 18, 2023
Instrument	363239

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ASHLAND WI
Recording Date	Apr 11, 2022
Property Address	657 SPRUCE LN, LA POINTE, WI 54850-8500
Document Number	0000358516
Instrument Date	Apr 4, 2022
Instrument	358516
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Feb 19, 2021
Property Address	657 SPRUCE LN, LA POINTE, WI 54850-8500
Document Number	0000354058
Instrument Date	Feb 5, 2021
Instrument	354058
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 CORNELL CT, LAKE FOREST, IL 60045-5116

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ashland County
County Subdivision	La Pointe Town
Unified School District	Bayfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (-9.7%)	$65,000 (-) Land $65,000	$70,100 (+4.16%) Land $70,100
2024	$1,412.00 (-12.57%)	$65,000 (+3.5%) Land $65,000	$67,300 (-6.4%) Land $67,300
2023		$62,800 (-) Land $62,800	$71,900 (-) Land $71,900
2022	$1,615.00	$62,800 Land $62,800	$71,900 Land $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Norvado Fiber	1,000 / 1,000

May also be available: Bayfield Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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