657 Spruce Dr, Sunnyvale, CA 94086 Property Records

Santa Clara County property record for 657 Spruce Dr, Sunnyvale, CA 94086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1970
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,916 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`213-14-028`

Property Details

APN / Parcel Number

Primary APN	`213-14-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
1st Floor Area	1,238 sqft
2nd Floor Area	700 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,496 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 SPRUCE DR
City	SUNNYVALE
State	CA
Zip	94086-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R0
Legal Description	TRACT 4679 BRADFORD SQUARE BOOK 261 PAGE 17 LOT 139
Legal Subdivision	BRADFORD SQUARE
Legal Tract	4679
Legal Lot Number	139
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	508508

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 SPRUCE DR, SUNNYVALE, CA 94086-8243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2007
Deed Sale	Oct 12, 2007
Prior Sale	Apr 30, 1996 · Amount on Record
Deed Document Number	200719615367
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	657 SPRUCE DR, SUNNYVALE, CA 94086-8243
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPRUCE DR, SUNNYVALE, CA 94086-8243

Mortgage

Document Number	0025125355
Date	Oct 7, 2021
Instrument	25125355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	657 SPRUCE DR, SUNNYVALE, CA 94086-8243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPRUCE DR, SUNNYVALE, CA 94086-8243

Mortgage

Document Number	0024764994
Date	Dec 28, 2020
Instrument	24764994

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,314,315 (+2%) Land $803,865 Building $510,450
2025	$14,916.00 (+2.42%) Homeowner's exemption	$1,288,545 (+4.04%) Land $788,103 Building $500,442
2023	$14,563.00 (+1.73%) Homeowner's exemption	$1,238,510 Land $757,500 Building $481,010
2022	$14,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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