657 Spring St, Walnut Cove, NC 27052 Property Records

Stokes County property record for 657 Spring St, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1975
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Dec 2025)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`696213141516`

Property Details

APN / Parcel Number

Primary APN	`696213141516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,968 sqft Heated Area
Basement Area	1,928 sqft
Finished Basement	482 sqft
Unfinished Basement	1,446 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	657 SPRING ST
City	WALNUT COVE
State	NC
Zip	27052-6880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	DIST:7 CITY/MUNI/TWP:SAURATOWN TWP
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	2
Census Block	2006
Census Tract	70701

Owner

Source: Stokes County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8800 IDAHO DR, NEWBURGH, IN 47630-9028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Deed Document Number	6117
Deed Book / Page	796 / 1695
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	657 SPRING ST, WALNUT COVE, NC 27052-6880
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPRING ST, WALNUT COVE, NC 27052-6880

Mortgage

Document Number	00761/1298
Date	Mar 8, 2023
Book Page	761/1298
Instrument	1081

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Dec 3, 2025
Property Address	657 SPRING ST, WALNUT COVE, NC 27052-6880
Document Number	00796/1695
Book / Page	796 / 1695
Instrument Date	Dec 3, 2025
Instrument	6117
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8800 IDAHO DR, NEWBURGH, IN 47630-9028

Mortgage

Document Number	0000006118
Date	Dec 3, 2025
Instrument	6118

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Municipality	Walnut Cove Town
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (+30.34%)	$396,300 (+36.47%) Land $128,800 Building $267,500	$396,300 (+36.47%) Land $128,800 Building $267,500
2023	$3,078.00	$290,400 (-) Land $100,400 Building $190,000	$290,400 (-) Land $100,400 Building $190,000
2022	$3,078.00	$290,400 Land $100,400 Building $190,000	$290,400 Land $100,400 Building $190,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WALNUT COVE serves 2,210 people · EPA ID NC0285015
Water Source	Purchased surface water from STOKES COUNTY WATER & SEWER AUTH
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wilkes Telephone Membership.

Cell Coverage

5G (outdoors only) and 4G LTE

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