657 Spears Rd, Mansfield, GA 30055 Property Records

Newton County property record for 657 Spears Rd, Mansfield, GA 30055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,079 sqft · built 2024
Lot Size	10.1 acres (441,698 sqft)
Owner	Individual Name on Record
Last Sale	$111,600 (Oct 2021)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0119B-00000-002-000`

Property Details

APN / Parcel Number

Primary APN	`0119B-00000-002-000`
Alternative APN	`46187`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,079 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	441,698 sqft (10.1 acres)
Garage Area	934 sqft
Porch	Open Porch
Porch Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46187
Street Address	657 SPEARS RD
City	MANSFIELD
State	GA
Zip	30055-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.14 AC TR 2 SPEARS FARMS SOUTH PARCEL
Legal Subdivision	R4 MISC LAND - AREA 12
Legal Tract	2
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2031
Census Tract	100203

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9157 WESTVIEW DR SW, COVINGTON, GA 30014-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CAPITAL CITY HOME LOANS
Aug 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MONTICELLO
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage RMS FARM HOLDINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	0004283444
Deed Book / Page	4283 / 444
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	657 SPEARS RD, MANSFIELD, GA 30055-3142
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPEARS RD, MANSFIELD, GA 30055-3142

Mortgage

Document Number	0048080000000869
Date	Mar 4, 2026
Book Page	0000004808/0000000869

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	657 SPEARS RD, MANSFIELD, GA 30055-3142
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPEARS LN, MANSFIELD, GA 30055-3130

Mortgage

Document Number	0046480000000736
Date	Aug 23, 2024
Book Page	0000004648/0000000736
Instrument	D2024008859

Lender

Name	BANK OF MONTICELLO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2024

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 19, 2021
Property Address	657 SPEARS RD, MANSFIELD, GA 30055-3142
Document Number	0042830444
Book / Page	4283 / 444
Instrument Date	Oct 19, 2021
Instrument	2021-005833
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9157 WESTVIEW DR SW, COVINGTON, GA 30014-3004

Mortgage

Document Number	0000020157
Date	Oct 19, 2021
Instrument	020157

Lender

Name	RMS FARM HOLDINGS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	111 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+385.82%) Additional exemption filed	$260,320 (+413.65%) Land $58,800 Building $201,520	$650,800 (+413.65%) Land $147,000 Building $503,800
2023		$50,680 Land $50,680	$126,700 Land $126,700
2022	$1,044.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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