657 Scotchgate Ter, Deland, FL 32724 Property Records

Volusia County property record for 657 Scotchgate Ter, Deland, FL 32724

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,576 sqft · built 2021
Owner	Individual Name on File
Last Sale	$465,015 (Sep 2021)
Tax Bill	$7,058 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7034-10-00-0680`

Property Details

APN / Parcel Number

Primary APN	`7034-10-00-0680`
Alternative APN	`8010282`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,576 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	657 SCOTCHGATE TER
City	DELAND
State	FL
Zip	32724-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-17-30 LOT 68 VICTORIA HILLS PHASE 6 MB 61 PGS 164-168 PER OR 8128 PG 1788
Legal Phase	6
Legal Lot Number	68
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELAND
Census Block Group	1
Census Block	1024
Census Tract	90306

Owner

657 Scotchgate Ter is owned and occupied by an individual who bought it in September 2021.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	657 SCOTCHGATE TER, DELAND, FL 32724-7834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Deed Document Number	2021-234020
Deed Book / Page	8128 / 1788
Record Updated	Jun 8, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 30, 2021
Property Address	657 SCOTCHGATE TER, DELAND, FL 32724-7834
Document Number	0081281788
Book / Page	8128 / 1788
Map Reference	MB 61 PG 164
Instrument Date	Sep 28, 2021
Instrument	2021-234020
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	TITLE COMPANY LLC, KTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SCOTCHGATE TER, DELAND, FL 32724-7834

Mortgage

Document Number	0081281790
Date	Sep 30, 2021
Instrument	8128/1790

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeLand City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,511	$563,636 Land $70,000 Building $493,636
2024	$7,058.00 (+1.47%)
2023	$6,956.00 (+1.55%) Homeowner's exemption	$413,741 (+3%)	$537,837 (+22.27%) Land $65,000 Building $472,837
2022	$6,850.00 Homeowner's exemption	$401,690	$439,888 Land $60,000 Building $379,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Scotchgate Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	9 (2005–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Scotchgate Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELAND serves 50,910 people · EPA ID FL3640286
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20