657 Sand Point Rd, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 657 Sand Point Rd, Carpinteria, CA 93013

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 5,197 sqft · built 1981
Lot Size1.6 acres (69,696 sqft)
OwnerCompany Name on Record
Tax Bill$117,099 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone VE (high risk)
APN004-098-002

Property Details

APN / Parcel Number

Primary APN004-098-002
Alternative APN
  • 00409802

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area5,197 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area69,696 sqft

Location & Zoning

Street Address657 SAND POINT RD
CityCARPINTERIA
StateCA
Zip93013-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10R1
Legal SubdivisionPACKARD-GOUX-SCHIAPPAPIETRA
Legal Lot Number1,2
JurisdictionSANTA BARBARA CA
Township / Civil DivisionCARPINTERIA
Census Block Group2
Census Block2017
Census Tract1706

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address787 SPRECKELS AVE, MANTECA, CA 95336-6002
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2004
Deed SaleMar 9, 2004
Prior SaleNov 7, 2000 · Amount on Record
Deed Document Number200422058
Last Transfer DateJun 22, 2006
Transfer Doc0000051825
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address657 SAND POINT RD, CARPINTERIA, CA 93013-1103
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1141 CATALINA DR 78, 78, LIVERMORE, CA 94550-5928

Mortgage

Document Number0000027046
DateApr 6, 2021
Instrument2021-0027046
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMay 1, 2031
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
Unified School DistrictCarpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,292,828 (+2%) Land $7,686,234 Building $3,606,594
2025$117,099.00 (+3.82%)$11,071,401 (+4.04%) Land $7,535,524 Building $3,535,877
2023$112,794.00 (+1.69%)$10,641,487 Land $7,242,911 Building $3,398,576
2022$110,922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims121 (1978–2023)
Claims Outside the SFHA76 of 121
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 16 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 12 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARPINTERIA VALLEY WATER DISTRICT
serves 16,356 people · EPA ID CA4210001
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Point Rd

Nearby Streets

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