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657 Saint Edwards Dr, Salinas, CA 93905 Property Records

Monterey County property record for 657 Saint Edwards Dr, Salinas, CA 93905

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,585 sqft · built 1972
Lot Size0.141 acres (6,138 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (May 1994)
Tax Bill$4,746 (2025)
Deeds & MortgagesJul 2018 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN261-451-007-000

Property Details

APN / Parcel Number

Primary APN261-451-007-000
Alternative APN
  • 261-451-007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,585 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area6,138 sqft (0.141 acres)
Garage Area509 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number261-451-007
Street Address657 SAINT EDWARDS DR
CitySALINAS
StateCA
Zip93905-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionUNIT NO 1 LAUREL HEIGHTS LOT 7 BLK 2
Legal SubdivisionUNIT NO 1 LAUREL HEIGHTS
Legal Block2
Legal Lot Number7
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group2
Census Block2005
Census Tract502

Owner

657 Saint Edwards Dr is owned and occupied by two individuals who acquired it in August 2005.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address657 SAINT EDWARDS DR, SALINAS, CA 93905-1612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 1994 · Amount on File
Deed SaleMay 24, 1994 · Amount on File
Deed Document Number199438876
Deed Book / Page3108 / 1257
Last Transfer DateAug 3, 2005
Transfer Doc0000080804
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address657 SAINT EDWARDS DR, SALINAS, CA 93905-1612
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanyCHICAGO TITLE CO SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032695
DateJul 25, 2018
Instrument2018032695
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address657 SAINT EDWARDS DR, SALINAS, CA 93905-1612
Document Number0000034703
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address657 SAINT EDWARDS DR SALINAS CA 939051612, SALINAS, CA 93905-1612

Mortgage

Document Number0000034703
DateAug 14, 2019
Instrument34703
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 657 Saint Edwards Dr was $4,746 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Elementary School DistrictSalinas City Elementary School District (KG - 06)
Secondary School DistrictSalinas Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$392,237 (+2%) Land $127,449 Building $264,788
2025$4,746.00 Homeowner's exemption$384,547 Land $124,950 Building $259,597
2023$4,196.00 (+3.91%) Homeowner's exemption$369,616 Land $120,099 Building $249,517
2022$4,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Saint Edwards Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies74 units insured
incl. 56 condo units
Nearby Flood Claims12 (1998–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Saint Edwards Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCO WATER SERVICE
private · serves 56,253 people · EPA ID CA2710001
Water SourceGroundwater
Last State InspectionFeb 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Cruzio.

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