Florence County property record for 657 S Franklin Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1939 |
| Lot Size | 0.152 acres (6,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Mar 2020) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90048-05-010 |
| Primary APN | 90048-05-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,660 sqft (0.152 acres) |
| Lot Dimensions | 111 ft deep x 57 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 657 S FRANKLIN DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HEATHERWOOD & FRANKLIN |
| Legal Subdivision | HEATHERWOOD SUBDIVISION |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1100 |
657 S Franklin Dr is owned and occupied by an individual who bought it in March 2020.
Source: Florence County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 S FRANKLIN DR, FLORENCE, SC 29501-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Mar 21, 2018 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Mar 21, 2018 · Amount on File |
| Deed Book / Page | 845 / 1199 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 0528001751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 25, 2020 |
| Property Address | 657 S FRANKLIN DR, FLORENCE, SC 29501-4512 |
| Document Number | 0000004132 |
| Book / Page | 000845 / 001199 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 4132 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 S FRANKLIN DR FLORENCE SC 295014512, FLORENCE, SC 29501-4512 |
| Document Number | 4133 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 000845/001204 |
| Instrument | 4133 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 21, 2018 |
| Property Address | 657 S FRANKLIN DR, FLORENCE, SC 29501-4512 |
| Document Number | 0007371791 |
| Book / Page | 737 / 1791 |
| Map Reference | MBI PG67 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 S FRANKLIN DR, FLORENCE, SC 29501-4512 |
| Document Number | 0007371795 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 737/1795 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 657 S Franklin Dr was $598.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 | $5,658 Land $600 Building $5,058 | $141,458 Land $15,000 Building $126,458 |
| 2023 | $488.00 (+5.86%) Homeowner's exemption | $4,079,954 (+99,898.87%) Land $600,000 Building $3,479,954 | $10,199,886 (+9,899.99%) Land $1,500,000 Building $8,699,886 |
| 2022 | $461.00 Homeowner's exemption | $4,080 Land $600 Building $3,480 | $101,999 Land $15,000 Building $86,999 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 657 S Franklin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 S Franklin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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