657 S E Ave, Athens, MI 49011 Property Records

Calhoun County property record for 657 S E Ave, Athens, MI 49011

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,320 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$134,500 (Jun 2017)
Tax Bill$1,938 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-060-043-00

Property Details

APN / Parcel Number

Primary APN41-060-043-00
Alternative APN
  • 13-41-060-043-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft
Basement Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions148 ft deep x 80.6 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address657 S E AVE
CityATHENS
StateMI
Zip49011-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 (LOW D
Legal DescriptionATHENS VILLAGE/T4S R8W, SEC 34: ATHENS ACRES; LOT 43. PROPERTY ADDRESS: 657 AVENUE E
Legal Range08W
Legal Township04S
Legal Section03
Legal SubdivisionATHENS ACRES
Legal Lot Number43
JurisdictionCALHOUN MI
Township / Civil DivisionATHENS
Census Block Group2
Census Block2002
Census Tract2800

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address657 S E AVE, ATHENS, MI 49011-9726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2017Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NOTTAWASEPPI HURON BAND OF THE POTAWATOM
Jun 16, 2017Warranty Deed, Transfer · FHA Mortgage
1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Book / Page4148 / 5
Prior Transfer DateDec 3, 2015
Prior Transfer Doc04016/0381
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address657 S E AVE, ATHENS, MI 49011-9726
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04148/0023
DateJun 16, 2017
Book Page4148/0023
Lender
NameNOTTAWASEPPI HURON BAND OF THE POTAWATOM
TypeGovernment Agency
AddressFULTON, MI 49052
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateJun 16, 2017
Property Address657 S E AVE, ATHENS, MI 49011-9726
Document Number04148/0005
Book / Page4148 / 0005
Map ReferenceLB18 PG9
Instrument DateJun 13, 2017
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,156.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65840 KNOLLWOOD DR, 65840, STURGIS, MI 49091-9156

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 S E AVE, ATHENS, MI 49011-9726

Mortgage

Document Number0041480008
DateJun 16, 2017
Instrument4148/0008
Lender
Name1ST ALLIANCE LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCalhoun County
County SubdivisionAthens Township
MunicipalityAthens Village
Unified School DistrictAthens Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,650 (+10.96%)
2025$1,938.00 (+16.33%) Homeowner's exemption$87,100 (+5.07%)$193,300 (+10.96%)
2024$174,200 (+5.07%)
2023$82,900$165,800
2022$1,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS
serves 956 people · EPA ID MI0000260
Water SourceGroundwater
Last State InspectionJul 2025
Copper1.39 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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