Elko County property record for 657 S 5th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1925 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jan 2019) |
| Tax Bill | $1,260 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-461-015 |
| Primary APN | 001-461-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,126 sqft |
| Basement Area | 494 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Multi-Family |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 657 S 5TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZC |
| Legal Description | BIEGLER ADDITION FILE 76454,DESCRIBED AS FOLLOWS,COMM AT THE N COR OF LOT 14, BLK E &,RUNNING;,TH S 39 41 W 13.95 TO COR 1, |
| Legal Subdivision | BIEGLER ADDITION |
| Legal Block | E |
| Legal Lot Number | 14 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 951300 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 393 12TH ST, ELKO, NV 89801-4043 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage LIPPARELLI & ASSOICATES PROFIT SHARINGPL |
| Sep 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Apr 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Jan 4, 2019 | Grant Deed, Transfer LIPPARELLI & ASSOCS PSP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Deed Document Number | 2019750198 |
| Prior Transfer Date | Feb 10, 2006 |
| Prior Transfer Doc | 0000548569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 657 S 5TH ST, ELKO, NV 89801-5095 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000818443 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 818443 |
| Name | LIPPARELLI & ASSOICATES PROFIT SHARINGPL |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 657 S 5TH ST, ELKO, NV 89801-5095 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | ANCHOR TITLE AND ESCROW, ARCHER TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2091 RUSSLL DRIVE ELKO, APO-AE XX 9801 |
| Document Number | 0000810667 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 810667 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 657 S 5TH ST, ELKO, NV 89801-5095 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | UNKNOWN, WFG NEVADA |
| Name | Verified Name |
|---|---|
| Address | 119 LORI LN, ELKO, NV 89801-0907 |
| Document Number | 0000848095 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 848095 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | Jan 1, 2065 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 4, 2019 |
| Property Address | 657 S 5TH ST, ELKO, NV 89801-5095 |
| Document Number | 0000750198 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 750198 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 393 12TH ST ELKO NV 898014043, ELKO, NV 89801-4043 |
| Document Number | 750199 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 750199 |
| Name | LIPPARELLI & ASSOCS PSP |
|---|---|
| Address | ELKO, NV 89801 |
| Amount | Amount on Record |
|---|
| Rate | 10% |
|---|
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260.00 (+5.44%) | $37,337 (+0.62%) Land $13,650 Building $23,687 | $106,677 (+0.62%) Land $39,000 Building $67,677 |
| 2025 | $1,195.00 (+21.2%) | $37,108 (+24.63%) Land $13,650 Building $23,458 | $106,023 (+24.63%) Land $39,000 Building $67,023 |
| 2023 | $986.00 (+3.03%) | $29,775 (+10.54%) Land $9,085 Building $20,690 | $85,071 (+10.54%) Land $25,957 Building $59,114 |
| 2022 | $957.00 | $26,936 Land $9,085 Building $17,851 | $76,960 Land $25,957 Building $51,003 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 87% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 250 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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