Fairfield Town property record for 657 Rowland Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,121 sqft · built 1953 |
| Lot Size | 0.281 acres (12,225 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,689,000 (Sep 2024) |
| Tax Bill | $24,195 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2023 Mortgage + 7 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:138 B:224 |
| Primary APN | FAIR M:138 B:224 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 5,252 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,225 sqft (0.281 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17306 |
|---|---|
| Street Address | 657 ROWLAND RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 224 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 61500 |
Source: Fairfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 10, 2023 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 28, 2026 | Quit Claim Deed, Transfer · ARM WELLSFARGOBANKNA |
| Sep 25, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Sep 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 30, 2017 | Deed of Trust, Mortgage · Line of Credit M&T BANK NA |
| Mar 27, 2017 | Deed of Trust, Mortgage GUARDHILL FNCL CORP |
| Jun 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Prior Sale | May 27, 2008 · Amount on Record |
| Deed Book / Page | 6544 / 229 |
| Transfer Doc | 0004149-81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006393-90 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 6393/90 |
| Instrument | 2023-761 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006385-250 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 6385/250 |
| Instrument | 2023-140 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006420-97 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 6420/97 |
| Instrument | 2023-2559 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Apr 28, 2026 |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Document Number | 006717-146 |
| Book / Page | 6717 / 146 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20262287 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Date | Apr 28, 2026 |
|---|
| Name | WELLSFARGOBANKNA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Sep 25, 2024 |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Document Number | 006544-229 |
| Book / Page | 6544 / 229 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 2024-4899 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4834 CARPENTER AVE, VALLEY VILLAGE, CA 91607-3205 |
| Document Number | 0020244900 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2024-4900 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2034 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Sep 1, 2021 |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Document Number | 006203-138 |
| Book / Page | 6203 / 138 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-9444 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5550-53 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 5550/53 |
| Name | M&T BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5529-203 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 5529/203 |
| Name | GUARDHILL FNCL CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jun 19, 2017 |
| Property Address | 657 ROWLAND RD, FAIRFIELD, CT 06824-6745 |
| Document Number | 5557-213 |
| Book / Page | 005557 / 000213 |
| Instrument Date | May 31, 2017 |
| Instrument | 4182 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 657 ROWLAND RD FAIRFIELD CT 068246745, FAIRFIELD, CT 06824-6745 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,195.00 | $852,250 (-) Land $550,200 Building $302,050 | $596,575 Land $385,140 Building $211,435 |
| 2024 | $24,195.00 (+3.2%) | ||
| 2023 | $23,445.00 | $852,250 Land $550,200 Building $302,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
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