Santa Cruz County property record for 657 River Rd, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 771 sqft · built 1955 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $567,000 (Aug 2025) |
| Tax Bill | $7,443 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-143-09 |
| Primary APN | 085-143-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 771 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Sewer | Septic |
|---|
| Street Address | 657 RIVER RD |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | LOT 8 TR 27 |
| Legal Subdivision | WILDWOOD SOUTH TERRACE |
| Legal Tract | 27 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 120400 |
657 River Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Santa Cruz County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 RIVER RD, BOULDER CREEK, CA 95006-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 15, 2018 | Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Aug 4, 2025 · Amount on File |
| Deed Document Number | 202516132 |
| Prior Transfer Date | Jan 3, 2005 |
| Prior Transfer Doc | 0000003540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 657 RIVER RD, BOULDER CREEK, CA 95006-8809 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|
| Document Number | 0000022801 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-0022801 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 15, 2018 |
| Property Address | 657 RIVER RD, BOULDER CREEK, CA 95006-8809 |
| Document Number | 0000034193 |
| Map Reference | MB 26 PG 27 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2018-0034193 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1123 W OLIVE AVE APT 5, 5, SUNNYVALE, CA 94086-7397 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034194 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018-0034194 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 657 River Rd was $7,443.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,000 (-3.92%) Land $425,250 Building $141,750 | ||
| 2025 | $7,443.00 Homeowner's exemption | $590,110 Land $472,088 Building $118,022 | |
| 2023 | $7,113.00 (+2.39%) Homeowner's exemption | $567,194 Land $453,756 Building $113,438 | $551,880 |
| 2022 | $6,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 48 (1980–2023) |
| Claims Outside the SFHA | 7 of 48 |
| Most Recent Claim | Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 River Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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