657 Postelle Rd, Copperhill, TN 37317 Property Records

Polk County property record for 657 Postelle Rd, Copperhill, TN 37317

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft · built 1940
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$672 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-005.01`

Property Details

APN / Parcel Number

Primary APN	`115-005.01`
Alternative APNs	`0311511500501` `070115 00501`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,688 sqft
Basement Area	480 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	119,790 sqft (2.75 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	657 POSTELLE RD
City	COPPERHILL
State	TN
Zip	37317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Jurisdiction	POLK TN
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	950400

Owner

657 Postelle Rd is owned by two individuals who acquired it in March 2024.

Source: Polk County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1126, COPPERHILL, TN 37317-1126
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage COPPER BASIN FCU
Mar 25, 2024	Intrafamily Transfer, Transfer
Feb 18, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 1976
Deed Sale	Feb 3, 1976
Deed Book / Page	84 / 335
Last Transfer Date	Mar 21, 2024
Transfer Doc	0WD355/244
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	657 POSTELLE RD, COPPERHILL, TN 37317
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD557/108
Date	Mar 1, 2022
Book Page	TD557/108
Instrument	22000679

Lender

Name	COPPER BASIN FCU
Type	Credit Union
Address	COPPERHILL, TN 37317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2032
Change Frequency	10 Years
Min Rate At Change	4%
Max Rate At Change	5.75%
Index	Prime Rate
Margin	5
Max Rate	7.75%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Mar 25, 2024
Property Address	657 POSTELLE RD, COPPERHILL, TN 37317
Document Number	0WD355/244
Book / Page	WD355 / 244
Instrument Date	Mar 21, 2024
Instrument	24000706
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1126, COPPERHILL, TN 37317-1126

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	POLK TN
Recording Date	Feb 18, 2022
Property Address	657 POSTELLE RD, COPPERHILL, TN 37317
Document Number	0WD337/377
Book / Page	WD337 / 377
Instrument Date	Jan 27, 2022
Instrument	22000532
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 POSTELLE RD, COPPERHILL, TN 37317

Tax Assessment & Valuation

The 2025 property tax bill for 657 Postelle Rd was $672.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00	$39,775 (-) Land $6,175 Building $33,600	$159,100 Land $24,700 Building $134,400
2024	$672.00 (-0.15%)	$39,775 (-0.19%) Land $6,175 Building $33,600
2023	$673.00 (+4.5%)	$39,850 (+55.36%) Land $6,250 Building $33,600	$159,100 (+55.07%) Land $24,700 Building $134,400
2022	$644.00	$25,650 Land $5,075 Building $20,575	$102,600 Land $20,300 Building $82,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Postelle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Postelle Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPER BASIN UTILITY DISTRICT serves 2,710 people · EPA ID TN0000844
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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