657 Pike St, Covington, KY 41011 Property Records

Kenton County property record for 657 Pike St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,692 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$87,500 (Feb 2026)
Tax Bill$806 (2025)
Deeds & MortgagesFeb 2026 Sale & Construction Loan
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN040-44-08-002.00

Property Details

APN / Parcel Number

Primary APN040-44-08-002.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,692 sqft Finished Area
Gross Area2,401 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialMetal
Lot Area3,049 sqft (0.07 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address657 PIKE ST
CityCOVINGTON
StateKY
Zip41011-2148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN PT LOT 48
Legal SubdivisionMORGAN
Legal Lot Number48
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1015
Census Tract61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lewisburg Historic District
listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

657 Pike St is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address10302 CHERRY LN, FLORENCE, KY 41042-3169
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Feb 11, 2026Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on File
Deed SaleFeb 18, 2026 · Amount on File
Deed Document Number202602183267
Deed Book / Page390 / 802
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 18, 2026
Property Address657 PIKE ST, COVINGTON, KY 41011-2148
Document Number0000003267
Book / Page390 / 802
Instrument DateFeb 13, 2026
Instrument26059000003267
Transaction TypeConstruction Loan
Record UpdatedMar 17, 2026
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$87.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2320 BACON CREEK RD, CORBIN, KY 40701-8658

Transferred To (Grantee/Buyer)

NameVerified Name
Address10302 CHERRYLAND, FLORENCE, KY 41042-3169
InvestorPossibly a Property Investor

Mortgage

Document Number0000003268
DateFeb 18, 2026
Instrument26059000003268
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKENTON KY
Recording DateFeb 11, 2026
Property Address657 PIKE ST, COVINGTON, KY 41011-2148
Document Number0000002727
Book / Page389 / 543
Instrument DateFeb 10, 2026
Instrument26059000002727
Transaction TypeTransfer
Record UpdatedFeb 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 BACON CREEK RD, CORBIN, KY 40701-8658

Tax Assessment & Valuation

The 2025 property tax bill for 657 Pike St was $806 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,000 (-) Land $10,000 Building $100,000$110,000 (-) Land $10,000 Building $100,000
2025$806.00 Homeowner's exemption$110,000 Land $5,000 Building $105,000$110,000 Land $5,000 Building $105,000
2023$847.00 Homeowner's exemption$110,000 Land $5,000 Building $105,000$110,000 Land $5,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Pike St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Pike St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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