657 Peconic Bay Blvd, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 657 Peconic Bay Blvd, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,145 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (Mar 2002)
Tax Bill	$14,736 (2024)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473000 93.-2-23.5`

Property Details

APN / Parcel Number

Primary APN	`473000 93.-2-23.5`
Alternative APNs	`0600-093.00-02.00-023.005` `47300010020` `31`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	4,595 sqft
1st Floor Area	2,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Lot Width	15 ft Width
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	31
Street Address	657 PECONIC BAY BLVD
City	RIVERHEAD
State	NY
Zip	11901-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB40
Legal Description	FLAG LOT
Legal Block	2
Legal Lot Number	23
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1007
Census Tract	169905

Owner

657 Peconic Bay Blvd is owned and occupied by two individuals who bought it in March 2002.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 PECONIC BAY BLVD, RIVERHEAD, NY 11901-5905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002 · Amount on File
Deed Sale	Mar 28, 2002 · Amount on File
Deed Book / Page	12177 / 348
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	657 PECONIC BAY BLVD, RIVERHEAD, NY 11901-5905
Document Number	0228020611
Book / Page	022802 / 000611
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 PECONIC BAY BLVD RIVERHEAD NY 119015905, RIVERHEAD, NY 11901-5905

Mortgage

Document Number	0228020611
Date	Mar 28, 2017
Book Page	022802/000611

Lender

Name	SUFFOLK FCU
Type	Credit Union
Address	MEDFORD, NY 11763

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,800 Land $12,000 Building $60,800	$892,157 Land $147,059 Building $745,098
2024	$14,736.00
2023		$72,800 Land $12,000 Building $60,800	$783,638 Land $129,171 Building $654,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Peconic Bay Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Nearby Flood Policies	162 in force
Nearby Flood Claims	18 (1992–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Peconic Bay Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000