657 Olive Ave, Novato, CA 94945 Property Records

Marin County property record for 657 Olive Ave, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 872 sqft · built 1948
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2003)
Tax Bill	$8,448 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`153-031-30`

Property Details

APN / Parcel Number

Primary APN	`153-031-30`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Lot Area	8,400 sqft (0.193 acres)
Garage Area	192 sqft
Deck Area	530 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	657 OLIVE AVE
City	NOVATO
State	CA
Zip	94945-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26
Legal Subdivision	NOVATO
Legal Lot Number	26
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1013
Census Tract	101200

Owner

657 Olive Ave is owned and occupied by an individual who bought it in May 2003.

Source: Marin County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	657 OLIVE AVE, NOVATO, CA 94945-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2020	Loan Modification, Mortgage · Line of Credit REDWOOD CU
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2003 · Amount on File
Deed Sale	May 16, 2003 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	200357330
Prior Transfer Date	Jan 30, 2001
Prior Transfer Doc	0000005494
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	657 OLIVE AVE, NOVATO, CA 94945-2538
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035517
Date	Sep 25, 2019
Instrument	2019-0035517

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	657 OLIVE AVE, NOVATO, CA 94945-2538
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 OLIVE AVE, NOVATO, CA 94945-2538

Mortgage

Document Number	0000054436
Date	Nov 3, 2020
Instrument	2020-0054436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARIN CA
Property Address	657 OLIVE AVE, NOVATO, CA 94945-2538
Document Number	0000054438
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054438
Date	Nov 3, 2020
Instrument	54438

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	657 OLIVE AVE, NOVATO, CA 94945-2538
Document Number	0000051643
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 OLIVE AVE NOVATO CA 949452538, NOVATO, CA 94945-2538

Mortgage

Document Number	0000051643
Date	Dec 28, 2017
Instrument	51643

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 657 Olive Ave was $8,448 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,645 (+2%) Land $472,691 Building $175,954
2025	$8,448.00 Homeowner's exemption	$635,928 Land $463,424 Building $172,504
2023	$8,127.00 (+2.36%) Homeowner's exemption	$611,241 Land $445,433 Building $165,808
2022	$7,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Olive Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1980–1982)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1982 · rainfall accumulation
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Olive Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Unwired.

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