Fayette County property record for 657 Old Frame Rd, Smithfield, PA 15478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,425 sqft · built 1995 |
| Lot Size | 5.07 acres (221,111 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,183 (2026) |
| Deeds & Mortgages | Mar 2020 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-19-0039-02 |
| Primary APN | 24-19-0039-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Lot Area | 221,111 sqft (5.07 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 657 OLD FRAME RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-1175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.076 AC R1 ATTD RG RM |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 263100 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 657 OLD FRAME RD, SMITHFIELD, PA 15478-1175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1968 |
| Deed Sale | Jan 1, 1968 |
| Deed Book / Page | 1302 / 780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 657 OLD FRAME RD, SMITHFIELD, PA 15478-1175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3431/2383 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 3431/2383 |
| Instrument | 202000002990 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 657 OLD FRAME RD, SMITHFIELD, PA 15478-1175 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3336/0290 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 3336/0290 |
| Instrument | 201700003311 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 27, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Nicholson Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,183.00 (+100.06%) | $63,510 (-) Land $14,075 Building $49,435 | |
| 2025 | $1,591.00 (+7.28%) | ||
| 2024 | $1,483.00 (-46.62%) | $63,510 (+6.78%) Land $14,075 Building $49,435 | |
| 2023 | $59,475 Land $10,040 Building $49,435 | ||
| 2022 | $2,778.00 | ||
| 2003 | $127,020 Land $28,150 Building $98,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032 |
|---|---|
| Water Source | Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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