657 NE 5th St, Pilot Rock, OR 97868 Property Records

Umatilla County property record for 657 NE 5th St, Pilot Rock, OR 97868

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1958
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Sep 2019)
Tax Bill	$1,599 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1S3209CD03100`

Property Details

APN / Parcel Number

Primary APN	`1S3209CD03100`
Alternative APNs	`118496.00` `118496`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,300 sqft Finished Area
1st Floor Area	1,300 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)

Exterior Amenities

Deck Area	288 sqft
Patio Area	288 sqft
Fence	Fence
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	118496
Old Parcel Number	118496.00
Street Address	657 NE 5TH ST
City	PILOT ROCK
State	OR
Zip	97868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 BLOCK 6 ROYER ADDITION TO PILOT ROCK
Legal Range	32E
Legal Township	01S
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	ROYER ADDITION TO PILOT ROCK
Legal Block	6
Legal Lot Number	9
Jurisdiction	UMATILLA OR
Township / Civil Division	PILOT ROCK
Census Block Group	1
Census Block	1214
Census Tract	951400

Owner

657 NE 5th St is owned by an individual who bought it in September 2019.

Source: Umatilla County records, as of March 4, 2024

Owner of Record	Individual Name on File
Mailing Address	101 SE 3RD ST, PENDLETON, OR 97801-2303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Aug 12, 2005 · Amount on File
Deed Document Number	2019-6910148
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	657 NE 5TH ST, PILOT ROCK, OR 97868
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000576
Date	Jan 30, 2023
Instrument	2023-0000576

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 29, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Sep 20, 2019
Property Address	657 NE 5TH ST, PILOT ROCK, OR 97868
Document Number	20196910148
Instrument Date	Sep 19, 2019
Instrument	2019-6910148
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SE 3RD ST, PENDLETON, OR 97801-2303

Mortgage

Document Number	20196910149
Date	Sep 20, 2019
Instrument	2019-6910149

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pilot Rock City
Unified School District	Pilot Rock School District 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,599.00	$92,590 Land $26,670 Building $65,920	$156,680 Land $27,000 Building $129,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 NE 5th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 NE 5th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT ROCK serves 1,326 people · EPA ID OR4100626
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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