657 N Montego St, Nixa, MO 65714 Property Records

Christian County property record for 657 N Montego St, Nixa, MO 65714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,621 sqft · built 2025
Lot Size0.237 acres (10,336 sqft)
Owner2 Company Names on Record
Last Sale$335,053 (Apr 2025)
Tax Bill$533 (2024)
Deeds & MortgagesApr 2023 Construction Loan
Aug 2024 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-0.3-7-3-15-3

Property Details

APN / Parcel Number

Primary APN11-0.3-7-3-15-3
Alternative APN
  • 11-0.3-07-003-015-003.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,621 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area10,336 sqft (0.237 acres)

Location & Zoning

Street Address657 N MONTEGO ST
CityNIXA
StateMO
Zip65714-9183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 159 OLD CASTLE ESTATES PH 7
Legal SubdivisionOLD CASTLE ESTATES PH 7
Legal Lot Number159
JurisdictionCHRISTIAN MO
Township / Civil DivisionNORTHVIEW
Census Block Group1
Census Block1027
Census Tract20207

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address657 N MONTEGO ST, NIXA, MO 65714-9183
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed of Trust, Mortgage · Construction Mortgage
CENTRAL TRUST BANK
Aug 27, 2024Deed of Trust, Mortgage · Construction Mortgage
ARVEST BANK
Jul 16, 2025Warranty Deed, Transfer
Apr 28, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Deed Document Number20254560
Deed Book / Page2025 / 4505
Last Transfer DateJun 25, 2025
Transfer Doc0202507999
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address657 N MONTEGO ST, NIXA, MO 65714-9183
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202304026
DateApr 17, 2023
Book Page2023/4026
Instrument2023L04094
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address657 N MONTEGO ST, NIXA, MO 65714-9183
Transaction TypeMortgage
Record UpdatedJan 20, 2026
Title CompanyCHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202409152
DateAug 27, 2024
Book Page2024/9152
Instrument2024L09281
Lender
NameARVEST BANK
TypeBank
AddressSPRINGFIELD, MO 65807
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 23, 2025

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateJul 16, 2025
Property Address657 N MONTEGO ST, NIXA, MO 65714-9183
Document Number0202507999
Book / Page2025 / 7999
Map ReferenceMB 1 PG 263
Instrument DateJun 25, 2025
Instrument2025L08096
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address657 N MONTEGO ST, NIXA, MO 65714-9183

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateApr 28, 2025
Property Address657 N MONTEGO ST, NIXA, MO 65714-9183
Document Number0202504505
Book / Page2025 / 4505
Map ReferenceMB I PG 263
Instrument DateApr 28, 2025
Instrument2025L04560
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyCHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 N MONTEGO ST, NIXA, MO 65714-9183
InvestorPossibly a Property Investor

Mortgage

Document Number2025L04561
DateApr 28, 2025
Instrument2025L04561
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
MunicipalityNixa City
Unified School DistrictNixa School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,580 (+550.06%)$292,500 (+55%) Land $45,000 Building $247,500
2024$533.00
2023$8,550$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIXA PWS
serves 24,532 people · EPA ID MO5010576
Water SourceGroundwater
Last State InspectionSep 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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