657 Morris St, Albany, NY 12208 Property Records

Albany County and Albany City property record for 657 Morris St, Albany, NY 12208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,652 sqft · built 1935
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Oct 2025)
Tax Bill	$6,203 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 64.67-2-9`

Property Details

APN / Parcel Number

Primary APN	`010100 64.67-2-9`
Alternative APNs	`010006406700020090000000` `06406700020090000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	778 sqft
2nd Floor Area	762 sqft
Upper Floors Area	112 sqft
Attic	Attic
Attic Area	112 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06406700020090000000
Street Address	657 MORRIS ST
City	ALBANY
State	NY
Zip	12208-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD 1304127
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1006
Census Tract	1600

Owner

657 Morris St is owned by two individuals who bought it in October 2025.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 NEW TURNPIKE RD, 2, TROY, NY 12182-1438
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 21, 2009 · Amount on File
Deed Document Number	202518434
Prior Transfer Date	Jul 22, 2010
Prior Transfer Doc	0029840351
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 10, 2025
Property Address	657 MORRIS ST, ALBANY, NY 12208-2639
Document Number	0000008434
Map Reference	MAP 793 DR 26
Instrument Date	Sep 22, 2025
Instrument	R2025-18434
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 MORRIS ST, ALBANY, NY 12208-2639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NEW TUMPIKE ROAD #2 # 2, 2, TROY, NY 12182

Mortgage

Document Number	0000008435
Date	Oct 10, 2025
Instrument	R2025-18435

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	657 MORRIS ST, ALBANY, NY 12208-2639
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005407
Date	Nov 15, 2018
Instrument	R2018-25407

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	657 MORRIS ST, ALBANY, NY 12208-2639
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004549
Date	Jul 16, 2020
Instrument	R2020-14549

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 657 Morris St was $6,203, up 1.5% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,203.00 (+1.47%)
2025	$6,113.00 Additional exemption filed	$236,000 (-) Land $47,200 Building $188,800	$245,833 (+4.17%) Land $49,167 Building $196,666
2024		$236,000 (+37.21%) Land $47,200 Building $188,800	$236,000 (-2.81%) Land $47,200 Building $188,800
2023		$172,000 (-) Land $34,400 Building $137,600	$242,835 (+12.55%) Land $48,567 Building $194,268
2022		$172,000 Land $34,400 Building $137,600	$215,755 Land $43,151 Building $172,604
2021	$6,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Morris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 657 Morris St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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