San Luis Obispo County property record for 657 Mitchell Dr, San Luis Obispo, CA 93401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,159 sqft · built 1941 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Company Name on File |
| Last Sale | $579,000 (Jun 2014) |
| Tax Bill | $7,745 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-943-006 |
| Primary APN | 004-943-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 657 MITCHELL DR |
|---|---|
| City | SAN LUIS OBISPO |
| State | CA |
| Zip | 93401-5641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY SLO CAUD TR BL 2 LT 25 |
| Legal Subdivision | CAUDILL |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11105 |
657 Mitchell Dr is owned by a company that bought it in June 2014 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 657 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5641 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Prior Sale | Mar 31, 2009 · Amount on File |
| Deed Document Number | 201425595 |
| Prior Transfer Date | Jan 10, 1997 |
| Prior Transfer Doc | 0000002759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 657 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 657 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5641 |
| Document Number | 0000002335 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021002335 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 657 MITCHELL DR, SAN LUIS OBISPO, CA 93401-5641 |
| Document Number | 0000047573 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 657 MITCHELL DR SAN LUIS OBISPO CA 934015641, SAN LUIS OBISPO, CA 93401-5641 |
| Document Number | 0000047573 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 47573 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2039 |
The 2025 property tax bill for 657 Mitchell Dr was $7,745 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | San Luis Obispo City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $723,959 (+2%) Land $437,627 Building $286,332 | |
| 2025 | $7,745.00 Homeowner's exemption | $709,765 Land $429,047 Building $280,718 |
| 2023 | $7,473.00 (+6.71%) Homeowner's exemption | $682,206 Land $412,388 Building $269,818 |
| 2022 | $7,003.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 657 Mitchell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Mitchell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LUIS OBISPO WATER DEPARTMENT serves 49,534 people · EPA ID CA4010009 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Peak WiFi.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures