657 Meadow Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 657 Meadow Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,814 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Mar 2023)
Tax Bill	$14,085 (2024)
Deeds & Mortgages	Apr 2023 Refinance Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 70.-2-4`

Property Details

APN / Parcel Number

Primary APN	`473489 70.-2-4`
Alternative APNs	`0800-070.00-02.00-004.000` `348907000000020040000000` `47340017403` `S120349`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Suburban

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S120349
Street Address	657 MEADOW RD
City	SMITHTOWN
State	NY
Zip	11787-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-263076 TC-68 *1244 LOT 7-8 DAWN ESTATES SEC 2
Legal Subdivision	MAP DAWN ESTATES SECTION 2
Legal Block	2
Legal Lot Number	4
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	4
Census Block	4009
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 MEADOW RD, SMITHTOWN, NY 11787-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONWIDE MORTGAGE BANKERS
Mar 8, 2023	Deed, Transfer · Stand-Alone First Mortgage NATIONWIDE MORTGAGE BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Aug 12, 2004 · Amount on Record
Deed Book / Page	13192 / 356
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	657 MEADOW RD, SMITHTOWN, NY 11787-1616
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234990622
Date	Apr 14, 2023
Book Page	23499/622

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	May 1, 2032

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 8, 2023
Property Address	657 MEADOW RD, SMITHTOWN, NY 11787-1616
Document Number	0131920356
Book / Page	13192 / 356
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 MEADOW RD, SMITHTOWN, NY 11787-1616

Mortgage

Document Number	0023499622
Date	Mar 8, 2023
Instrument	23499/622

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	110 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,730 (-5.31%) Land $200 Building $4,530	$591,250 (+10,198.73%) Land $25,000 Building $566,250
2024	$14,085.00
2023		$4,995 (-) Land $200 Building $4,795	$5,741 (+12.63%) Land $230 Building $5,511
2022	Disabled Person's exemption	$4,995 Land $200 Building $4,795	$5,097 Land $204 Building $4,893

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures