657 Maple St, Mount Airy, NC 27030 Property Records

Surry County property record for 657 Maple St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individuals on Record
Last Sale	$141,000 (Oct 2021)
Tax Bill	$824 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5020-11-56-6646`

Property Details

APN / Parcel Number

Primary APN	`5020-11-56-6646`
Alternative APN	`100121490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Width	61 ft Width
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100121490
Street Address	657 MAPLE ST
City	MOUNT AIRY
State	NC
Zip	27030-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	657 MAPLE ST
Legal Subdivision	N SOUTH/S SOUTH RESIDENTIAL AREA
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1032
Census Tract	930302

Owner

Source: Surry County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 11, 2021	Warranty Deed, Transfer · Commercial Mortgage SURREY BANK & TRUST
Nov 5, 2018	Deed of Trust, Mortgage MID AMERICA MORTGAGE
Nov 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	2021689432
Deed Book / Page	1786 / 642
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 26, 2021
Property Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511
Document Number	1786/642
Book / Page	1786 / 642
Instrument Date	Oct 26, 2021
Instrument	689432
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511

Mortgage

Document Number	689433
Date	Oct 26, 2021
Instrument	689433

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 11, 2021
Property Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511
Document Number	1747/1095
Book / Page	1747 / 1095
Instrument Date	Feb 11, 2021
Instrument	680994
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MONTCLAIRE DR, MOUNT AIRY, NC 27030-6781

Mortgage

Document Number	680995
Date	Feb 11, 2021
Instrument	680995

Lender

Name	SURREY BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001650/0000000715
Date	Nov 5, 2018
Book Page	0000001650/0000000715
Instrument	000000658724

Lender

Name	MID AMERICA MORTGAGE

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 5, 2018
Property Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511
Document Number	1650/712
Book / Page	1650 / 712
Instrument Date	Nov 5, 2018
Instrument	000000658723
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 MAPLE ST, MOUNT AIRY, NC 27030-3511

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 (+44.06%)	$126,560 (+22.08%) Land $14,400 Building $112,160	$126,560 (+22.08%) Land $14,400 Building $112,160
2023	$572.00	$103,670 Land $10,800 Building $92,870	$103,670 Land $10,800 Building $92,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1978–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone.

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