Worcester County and Shrewsbury Town property record for 657 Main St, Shrewsbury, MA 01545
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,319 sqft · built 2021 |
| Lot Size | 0.78 acres (33,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,240,000 (Jan 2025) |
| Tax Bill | $14,521 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:22 L:065000 |
| Primary APN | M:22 L:065000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,319 sqft Living Area |
| Gross Area | 6,460 sqft |
| 1st Floor Area | 2,202 sqft |
| Attic | Attic |
| Attic Area | 810 sqft |
| Basement Area | 2,202 sqft |
| Unfinished Basement | 1,692 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 33,998 sqft (0.78 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3087 |
|---|---|
| Street Address | 657 MAIN ST |
| City | SHREWSBURY |
| State | MA |
| Zip | 01545-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES B- |
| Legal Block | 65000 |
| Jurisdiction | SHREWSBURY MA |
| Township / Civil Division | SHREWSBURY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 739402 |
657 Main St is owned and occupied by two individuals who bought it in January 2025.
Source: Worcester County and Shrewsbury Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 MAIN ST, SHREWSBURY, MA 01545-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage GENERAL MORTGAGE CORP |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on File |
| Deed Sale | Jan 13, 2025 · Amount on File |
| Prior Sale | Dec 19, 2011 |
| Deed Document Number | 20252876 |
| Deed Book / Page | 71522 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHREWSBURY MA |
| Property Address | 657 MAIN ST, SHREWSBURY, MA 01545-5601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072699-256 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 72699/256 |
| Instrument | 90505 |
| Name | GENERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHREWSBURY MA |
| Property Address | 657 MAIN ST, SHREWSBURY, MA 01545-5601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068359-381 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 68359/381 |
| Instrument | 112501 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 657 Main St was $14,521, up 5.8% from the year before.
Source: Worcester County and Shrewsbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Shrewsbury Town |
| Unified School District | Shrewsbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,521.00 (+5.78%) | $1,262,700 (+10.74%) Land $264,500 Building $998,200 | $1,286,822 (+9.8%) |
| 2025 | $13,728.00 (+4.41%) | $1,140,200 (+7.36%) Land $247,300 Building $892,900 | $1,171,920 |
| 2024 | $13,148.00 (+11.51%) | $1,062,000 (+18.17%) Land $240,100 Building $821,900 | |
| 2023 | $11,791.00 | $898,700 Land $240,100 Building $658,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 657 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHREWSBURY WATER DEPARTMENT serves 38,325 people · EPA ID MA2271000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SELCO Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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