Penobscot County and Old Town City property record for 657 Main St, Old Town, ME 04468 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1900 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,250 (May 2022) |
| Tax Bill | $3,399 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OLDN M:028 L:095 |
| Primary APN | OLDN M:028 L:095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,527 sqft |
| 1st Floor Area | 818 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2782 |
|---|---|
| Street Address | 657 MAIN ST |
| City | OLD TOWN |
| State | ME |
| Zip | 04468-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 95 |
| Jurisdiction | OLD TOWN ME |
| Township / Civil Division | OLD TOWN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 7100 |
Source: Penobscot County and Old Town City records · APN OLDN M:028 L:095
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 MAIN ST, OLD TOWN, ME 04468-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION |
| May 13, 2022 | Quit Claim Deed, Transfer |
| Apr 24, 2020 | Deed, Transfer · Stand-Alone First Mortgage MAINE SAVINGS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2020 · Amount on Record |
| Deed Document Number | 202212855 |
| Deed Book / Page | 16478 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Property Address | 657 MAIN ST, OLD TOWN, ME 04468-1920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0166940144 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 16694/144 |
| Instrument | 34196 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Recording Date | May 13, 2022 |
| Property Address | 657 MAIN ST, OLD TOWN, ME 04468-1920 |
| Document Number | 0164780328 |
| Book / Page | 16478 / 328 |
| Instrument Date | May 12, 2022 |
| Instrument | 12855 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 GILMAN FALLS AVE, OLD TOWN, ME 04468-1329 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Recording Date | Apr 24, 2020 |
| Property Address | 657 MAIN ST, OLD TOWN, ME 04468-1920 |
| Document Number | 0155050036 |
| Book / Page | 15505 / 36 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 11050 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 459 POPLAR ST, OLD TOWN, ME 04468-5910 |
| Document Number | 11051 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 11051 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Old Town City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Old Town City |
| Unified School District | Regional School Unit 34 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,399.00 (+12.89%) | $170,100 (-) Land $19,000 Building $151,100 | |
| 2024 | $3,011.00 | $170,100 (-) Land $19,000 Building $151,100 | |
| 2023 | $3,011.00 (+33.11%) | $170,100 (+57.94%) Land $19,000 Building $151,100 | $247,665 |
| 2022 | $2,262.00 | $107,700 Land $16,500 Building $91,200 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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