657 Main St, Algona (Auburn), WA 98001 Property Records

King County property record for 657 Main St, Algona, WA 98001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 2009
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2018)
Tax Bill	$7,257 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`335640-2704`

Property Details

APN / Parcel Number

Primary APN	`335640-2704`
Alternative APN	`335640270401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,350 sqft
2nd Floor Area	700 sqft
Upper Floors Area	654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	335640270401
Street Address	657 MAIN ST
City	ALGONA
State	WA
Zip	98001-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	HILLMANS C D PACIFIC CITY DIV #6 W 1/2 LOTS 7 & 8 PCL D ALGONA BLA #07-03 REC #20071029900006 SD BLA LYING IN BLK 91 SD ADD
Legal Range	04
Legal Township	21
Legal Section	23
Legal Subdivision	HILLMANS CD PACIFIC CITY DIV NO. 06
Legal Block	91
Legal Lot Number	7 & 8
Jurisdiction	KING WA
Township / Civil Division	FEDERAL WAY-AUBURN
Census Block Group	1
Census Block	1008
Census Tract	30901

Owner

657 Main St is owned and occupied by two individuals who bought it in September 2018.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 MAIN ST, ALGONA, WA 98001-7461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 29, 2022	Re-recorded Document ACCOMODATION, ACCOMMODATION
Mar 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Aug 5, 2008 · Amount on File
Deed Document Number	20181294
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0000000706
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 MAIN ST, ALGONA, WA 98001-7461

Mortgage

Document Number	0000000571
Date	Oct 3, 2025
Instrument	20251003000571

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000390
Date	Feb 6, 2023
Instrument	20230206000390

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000980
Date	Feb 28, 2020
Instrument	20200228000980

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Sep 24, 2018
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Document Number	0000001294
Map Reference	VOL 14 PG 30
Instrument Date	Sep 18, 2018
Instrument	20180924001294
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,769.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 MAIN ST, ALGONA, WA 98001-7461

Mortgage

Document Number	0000001295
Date	Sep 24, 2018
Instrument	20180924001295

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KING WA
Recording Date	Dec 29, 2022
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Document Number	0000000706
Map Reference	VOL 14 PG 30
Instrument Date	Sep 18, 2018
Instrument	20221229000706
Record Updated	Jan 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 MAIN ST, ALGONA, WA 98001-7461

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Mar 10, 2017
Property Address	657 MAIN ST, ALGONA, WA 98001-7461
Document Number	0000000477
Instrument Date	Mar 6, 2017
Instrument	201703100477
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	657 MAIN ST ALGONA WA 980017461, ALGONA, WA 98001-7461

Mortgage

Document Number	478
Date	Mar 10, 2017
Instrument	201703100478

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 657 Main St was $7,257.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
Municipality	Algona City
County	King County
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,257.00
2025		$596,000 (+2.58%) Land $136,000 Building $460,000	$596,000 (+2.58%) Land $136,000 Building $460,000
2024	$6,655.00	$581,000 Land $126,000 Building $455,000	$581,000 Land $126,000 Building $455,000
2022	$6,040.00	$548,000 Land $96,000 Building $452,000	$548,000 Land $96,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA WATER DEPT serves 3,300 people · EPA ID WA5301450
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Verizon.

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