Polk County property record for 657 Luscombe St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 2006 |
| Lot Size | 0.276 acres (12,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,940 (May 2006) |
| Tax Bill | $5,291 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08420-AD-05700 |
| Primary APN | 08420-AD-05700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,672 sqft |
| 1st Floor Area | 1,630 sqft |
| Attic | Attic |
| Attic Area | 760 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,006 sqft (0.276 acres) |
| Garage Area | 662 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 543291 |
|---|---|
| Street Address | 657 LUSCOMBE ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | INDEPENDENCE MEADOWS AIRPARK - PHASE 2 LOT 36 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | INDEPENDENCE MEADOWS AIRPARK - PHASE 2 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
657 Luscombe St is owned and occupied by two individuals who acquired it in November 2024.
Source: Polk County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 LUSCOMBE ST, INDEPENDENCE, OR 97351-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Feb 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2006 · Amount on File |
| Deed Sale | May 5, 2006 · Amount on File |
| Prior Sale | Aug 8, 2005 · Amount on File |
| Deed Document Number | 20067418 |
| Last Transfer Date | Nov 8, 2024 |
| Transfer Doc | 0000008682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 657 LUSCOMBE ST, INDEPENDENCE, OR 97351-9424 |
| Document Number | 0000009128 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 657 LUSCOMBE ST INDEPENDENCE OR 973519424, INDEPENDENCE, OR 97351-9424 |
| Document Number | 0000009128 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 9128 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 657 LUSCOMBE ST, INDEPENDENCE, OR 97351-9424 |
| Document Number | 0000001596 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 657 LUSCOMBE ST INDEPENDENCE OR 973519424, INDEPENDENCE, OR 97351-9424 |
| Document Number | 0000001596 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 1596 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 7, 2032 |
The 2025 property tax bill for 657 Luscombe St was $5,291, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,640 (+3%) Land $85,360 Building $213,280 | $545,150 (+5.41%) Land $160,000 Building $385,150 | |
| 2025 | $5,291.00 (+3.79%) | $289,950 (+3%) Land $82,880 Building $207,070 | $517,160 (+1.22%) Land $153,800 Building $363,360 |
| 2024 | $5,098.00 (-2.51%) | $281,510 (+3%) Land $80,470 Building $201,040 | $510,940 (+3.42%) Land $147,100 Building $363,840 |
| 2023 | $5,229.00 (+8.94%) | $273,320 (+3%) Land $78,130 Building $195,190 | $494,040 (+8.54%) Land $141,300 Building $352,740 |
| 2022 | $4,800.00 | $265,360 Land $75,850 Building $189,510 | $455,160 Land $149,300 Building $305,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Luscombe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Luscombe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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