Bonner County property record for 657 Lone Cedar Ln, Clark Fork, ID 83811
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,560 sqft · built 2002 |
| Lot Size | 23.2 acres (1,011,028 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,154 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP55N03E340750A |
| Primary APN | RP55N03E340750A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Finished Area |
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 1,011,028 sqft (23.2 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 657 LONE CEDAR LN |
|---|---|
| City | CLARK FORK |
| State | ID |
| Zip | 83811-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 |
| Legal Description | 34-55N-3E TAX 9 CPWRS |
| Legal Range | 03E |
| Legal Township | 55N |
| Legal Section | 34 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | CLARK FORK |
| Census Block Group | 2 |
| Census Block | 2132 |
| Census Tract | 950100 |
657 Lone Cedar Ln, a rural home, is owned and occupied by two individuals who acquired it in May 2013.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 LONE CEDAR LN, CLARK FORK, ID 83811-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2013 |
| Transfer Doc | 0000844237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 657 LONE CEDAR LN, CLARK FORK, ID 83811-9611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO |
| Name | Verified Name |
|---|---|
| Address | 657 LONE CEDAR LN, CLARK FORK, ID 83811-9611 |
| Document Number | 0001031435 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 1031435 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2026 property tax bill for 657 Lone Cedar Ln was $1,154 with a homeowner's exemption, up 7.6% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154.00 (+7.65%) Homeowner's exemption | $387,675 (+0.03%) Land $109,224 Building $278,451 | $387,675 (+0.03%) Land $109,224 Building $278,451 |
| 2025 | $1,072.00 Homeowner's exemption | $387,556 Land $108,979 Building $278,577 | $387,556 Land $108,979 Building $278,577 |
| 2023 | $1,199.00 Homeowner's exemption | $437,851 Land $97,110 Building $340,741 | $437,851 Land $97,110 Building $340,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Lone Cedar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Lone Cedar Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
4G LTE only, no 5G reported
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