657 Laulea St, Eleele, HI 96705 Property Records

State of Hawaii and Kauai County property record for 657 Laulea St, Eleele, HI 96705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,670 sqft · built 1990
Lot Size0.157 acres (6,846 sqft)
OwnerIndividual Name on Record
Last Sale$843,750 (Mar 2025)
Tax Bill$270 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2021 Mortgage
+ 2 more
APN4-2-1-008-068

Property Details

APN / Parcel Number

Primary APN4-2-1-008-068
Alternative APNs
  • 4-2-1-008-068-0000
  • 210080680000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area2,342 sqft
1st Floor Area1,670 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,846 sqft (0.157 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address657 LAULEA ST
CityELEELE
StateHI
Zip96705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal SubdivisionELEELE NANI
Legal Lot Number164
JurisdictionKAUAI HI
Township / Civil DivisionELEELE-KALAHEO
Census Block Group3
Census Block3005
Census Tract40702

Owner

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98-040 PUAALII WAY, AIEA, HI 96701-2244
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALOHA PAC FEDERAL CREDIT UNION
Oct 22, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 9, 2019Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 25, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Deed Book / Page9210 / 231
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Recording DateApr 1, 2026
Property Address657 LAULEA ST, ELEELE, HI 96705
Document Number9587000125
Book / Page9587 / 125
Instrument DateMar 24, 2026
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyTITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 LAULEA ST, ELEELE, HI 96705

Mortgage

Document Number9587000125,
DateApr 1, 2026
Book Page9587/125
Lender
NameALOHA PAC FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address657 LAULEA ST, ELEELE, HI 96705
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyFIRST AMERICAN, FAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A79650320
DateOct 22, 2021
InstrumentA-79650320
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term344 Months
DueJun 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address657 LAULEA ST, ELEELE, HI 96705
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A71290168
DateJul 9, 2019
InstrumentA-71290168
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address657 LAULEA ST, ELEELE, HI 96705
Document Number0A68500162
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address657 LAULEA ST ELEELE HI 96705, ELEELE, HI 96705

Mortgage

Document Number0A68500162
DateOct 3, 2018
InstrumentA68500162
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2048

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyKauai County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$764,800 (+32.07%) Land $440,200 Building $324,600$764,800 (+4.71%) Land $440,200 Building $324,600
2025$270.00$579,100 (+3.01%) Land $314,100 Building $265,000$730,400 (+10.99%) Land $396,200 Building $334,200
2024$270.00$562,200 (+3%)$658,100 (-14.6%)
2023$270.00 Homeowner's exemption$545,800$770,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANAPEPE-ELEELE
serves 5,592 people · EPA ID HI0000404
Water SourceGroundwater
Last State InspectionJun 2021
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Laulea St

Nearby Streets

Search Property Records by Address or Parcel Number