Cheboygan County property record for 657 Laperell Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1995 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,500 (Mar 2026) |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-024-100-003-01 |
| Primary APN | 091-024-100-003-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,620 sqft Building Perimeter |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 657 LAPERELL RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SEC 24, T37N,R2W; TH N 89D 20M W ALG N SEC LI 116.16FT TO WLY R/W HWY 27; TH S 46D 35M 30S W ALG SD R/W 46.61FT TO |
| Legal Range | 02W |
| Legal Township | 037 |
| Legal Section | 24 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 960300 |
Source: Cheboygan County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Sep 15, 2017 | Deed of Trust, Mortgage FIRST FEDERAL OF NORTHERN MICHIGAN |
| Mar 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE |
| Sep 15, 2017 | Deed of Trust, Mortgage FIRST FEDERAL OF NORTHERN MICHIGAN |
| Oct 1, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Oct 1, 2020 · Amount on Record |
| Deed Book / Page | 1578 / 531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 0000001578/0000000533 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 0000001578/0000000533 |
| Name | CORNERSTONE FIRST MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8041 BRUTUS RD, BRUTUS, MI 49716-9717 |
| Document Number | 0000001416/0000000379 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 0000001416/0000000379 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01342/0233 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 1342/0233 |
| Name | FIRST FEDERAL OF NORTHERN MICHIGAN |
|---|---|
| Address | ALPENA, MI 49707 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 13, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Mar 27, 2026 |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Document Number | 001578/531 |
| Book / Page | 1578 / 531 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | SEARCHLIGHT TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.09 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 0001578533 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 1578/533 |
| Name | CORNERSTONE FIRST MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1342/0233 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 1342/0233 |
| Name | FIRST FEDERAL OF NORTHERN MICHIGAN |
|---|---|
| Address | ALPENA, MI 49707 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 13, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 1, 2020 |
| Property Address | 657 LAPERELL RD, CHEBOYGAN, MI 49721-8854 |
| Document Number | 1426/377 |
| Book / Page | 1426 / 377 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8041 BRUTUS RD, BRUTUS, MI 49716-9717 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,700 (+13.12%) | $241,400 (+13.12%) | |
| 2025 | $1,799.00 (+3.04%) Homeowner's exemption | $106,700 (+29.96%) | $213,400 (+29.96%) |
| 2024 | $1,746.00 (+7.64%) | ||
| 2023 | $82,100 | $164,200 | |
| 2022 | $1,622.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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