657 Lake Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 657 Lake Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 1955
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Trust Names on File
Last Sale	$379,000 (Apr 2019)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0332-071-86-0000`

Property Details

APN / Parcel Number

Primary APN	`0332-071-86-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,860 sqft
Basement Area	390 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,075 sqft (0.277 acres)
Terrain	Below Road/Slope

Exterior Amenities

Porch	Patio/Porch
Porch Area	288 sqft
Deck Area	700 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 LAKE DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2084 ARROWHEAD VILLAS LOTS 149 154 155 AND 156 *** 9-5-91 #91-338370 (NOTICE OF MERGER) ***
Legal Subdivision	ARROWHEAD VILLAS
Legal Tract	2084
Legal Block	2
Legal Lot Number	149
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2019
Census Tract	11002

Owner

657 Lake Dr is held in a trust since April 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3115 E RUTH PL, ORANGE, CA 92869-4727
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on File
Deed Sale	Apr 22, 2019 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	2019124123
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000105216
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	657 LAKE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 E RUTH PL, ORANGE, CA 92869-4727

Mortgage

Document Number	0000321641
Date	Jul 16, 2021
Instrument	2021-0321641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	657 LAKE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064704
Date	Feb 24, 2020
Instrument	2020-0064704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2019
Property Address	657 LAKE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000124123
Map Reference	MB 30 PG 40-44
Instrument Date	Mar 26, 2019
Instrument	2019-0124123
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TTL OF CA INC & UP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3115 E RUTH PL, ORANGE, CA 92869-4727

Mortgage

Document Number	0000124124
Date	Apr 22, 2019
Instrument	2019-0124124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 14, 2017
Property Address	657 LAKE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000483695
Instrument Date	Nov 3, 2017
Instrument	483695
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$313.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 ASTER ST LAGUNA BEACH CA 926511714, LAGUNA BEACH, CA 92651-1714

Tax Assessment & Valuation

The 2025 property tax bill for 657 Lake Dr was $6,199.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,237 (+2%) Land $51,749 Building $379,488
2025	$6,199.00	$422,781 Land $50,734 Building $372,047
2023	$5,889.00 (+2.31%)	$406,364 Land $48,764 Building $357,600
2022	$5,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Lake Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Lake Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARROWHEAD VILLAS MUTUAL SERVICE COMPANY serves 2,644 people · EPA ID CA3610093
Water Source	Purchased surface water from CLAWA
Last State Inspection	Jun 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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